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5 Things You Should Know About Car Insurance
Auto insurance is an essential requirement for every driver, as it helps you cover the liability that occurs when you cause damage to someone else, their property, or their car, and it’s mostly referred to as third-party coverage because it covers others. Car insurance also covers your vehicle, you, and your passengers through medical payments, collision, and comprehensive coverage and is known as first-person coverage. Providing protection to drivers, passengers, and other people or covering damages caused by someone with no means to pay, helps you comply with the law, ensuring you meet your financial obligations under state law. Here are the things you should know about car insurance. How much liability…
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Adding a driver to your car insurance
Here are the big moments in life where adding a driver to your car insurance becomes necessary. Events such as getting married or your teenager learning to drive are two common examples. But there are other circumstances where someone may need to be added to your policy. On the other hand, there are times when it may not be necessary at all to make any permanent changes. No matter what household changes you are experiencing, knowing the correct way to get a driver added and how it will impact your policy is useful as you manage your auto insurance. Why would I need to add a driver to my car…
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Does my car insurance cover a rental if my car is out of service?
In the event of an accident or if your car breaks down, you need to make sure you’re covered. Your car could be in a repair shop for days or weeks, and paying for a rental car out of pocket would be costly. Don’t assume that your car insurance policy automatically covers the cost of a rental, rental insurance can be an add-on. Comparing multiple insurance quotes can potentially save you hundreds of dollars per year. To see how much you can save, visit Credible to get a free quote in minutes and explore its partners. What kind of car insurance covers a rental car? If you have rental reimbursement coverage, your auto insurance provider…
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10 Questions You Can Ask Right Now to Lower Your Auto Insurance Premium
If you’re not driving as much this year, pick up the phone and tell your car insurance company. You might be able to get your payment reduced right away. Your annual mileage is a factor in how much your car insurance costs, and since driving has greatly reduced since the start of the COVID-19 pandemic, you could be overpaying your auto insurance premium, several experts say. “Let’s say last year your annual mileage was 12,000 and now this year it’s only going to be 8,000 — that’s a significant change,” says Laura Adams, an insurance expert and host of the “Money Girl” podcast. “Letting them know that you’re driving fewer miles…
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Will insurance cover your hotel stay during the storm?
PORTLAND, Ore. (KOIN) — As Oregonians assess the damage from the recent winter storm that brought snow and ice damage to the region, many will need to file insurance claims. KOIN 6 News asked Brad Hilliard from the Oregon Department of Consumer & Business Services what insurance will and won’t cover. Editor’s note: Answers have been edited for length and clarity. Q: Will my homeowner’s or renter’s insurance cover a hotel stay if my home is damaged? Hilliard: If a tree or a limb or something has severely damaged the home, there’s an opening in the roof, there’s a hole in a wall, and it’s unsafe to live there, then…
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Six Types of Car Insurance Coverage
Are you thinking about buying car insurance? If so, we can help! Before investing in a new car insurance policy, there are six types of car insurance policies that you should consider including the following: Bodily Injury Liability Insurance (BI) Bodily injury liability insurance is designed to pay medical expenses for someone else if you injure them in an accident where you’re deemed to be at fault. This coverage can apply to you and to anyone else listed as a driver on your policy.1 2 Property Damage Liability Insurance (PD) Property damage liability insurance also covers you in accidents in which you’re at fault. It pays for repairs to the other…
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Ways To Save Money On Car Insurance In 2021
Are you searching for more wasted money on car insurance? If so, you come to the right place. 2021 is almost here and if you’re like most people, one of your goals at the save money on insurance because, having to pay that monthly, or annual insurance bill, can be a headache, especially if you don’t have the money. Thankfully, saving money on insurance is easy if you follow these simple steps Step #1 – Bundle To Save Money On Car Insurance If you’re not currently bundling all of your insurance premiums with one company, this the first and easiest way that you could save money on your insurance. Bundling…
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What to do immediately after a car accident
Car accidents are always the one thing that people don’t want to think about but, the reality is that every driver should be prepared for a car accident because they often occur when a driver is unprepared. Thankfully, in this article, we will share with you several things that you should do after a car accident so that you are prepared to take action quickly instead of being left in a daze wondering what you should do next. Step 1 – Check on the passengers in your vehicle The first thing that you should do after a car accident is to check on the passengers in your vehicle to make…
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Tips For First Time Car Insurance Buyers
Owning a car has long been associated with a sense of freedom and endless possibility. The open road has been romanticized in countless novels, songs and movies. You can almost picture yourself turning up the volume on the radio and driving off into a technicolor horizon. The credits roll. But for all the great adventures you plan to embark on, car ownership comes with a bit of practical advice: With great driving comes great financial responsibility. Of course, we’re talking about car insurance. Whether you’re buying your first car or your parents say that it’s time to get your own policy, finding the right car insurance might seem like a…
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These Are The Worst Auto Insurance Claim Mistakes
When Rex Freiberger thinks of his worst auto insurance claim mistake, he remembers the time someone rear-ended his Honda Accord. “It was a small accident,” he recalls. “The damage was minimal. At first, I thought it was just body damage, and I reported that a couple of days after the fact, which was already a long time to wait.” But then he noticed two significant problems: The wiring for the taillights had been affected by the accident, eventually knocking out both lights. The bumper had also sustained internal damage. “And, most distressingly, I was experiencing headaches, nausea and some memory problems,” says Freiberger, who edits an electronics website. Lesson learned:…
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