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Smart Summer Savings: The Best Ways to Save Money on Car Insurance This Summer
As the summer months roll in, many drivers hit the road for vacations, trips, and weekend getaways. While the season brings sunshine and adventure, it can also get an unexpected rise in expenses—from gas prices to vehicle maintenance. One area where savvy consumers can find real savings is car insurance. You can reduce your premiums by taking a few proactive steps without sacrificing coverage. Here’s how to save money on car insurance during the summer months. 1. Review and Adjust Your Coverage Summer is a great time to re-evaluate your current auto insurance policy. Many people carry more coverage than they need, especially on older vehicles. For example, suppose your…
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Does Car Insurance Cover Scratches and Dents? Learn More Here!
Scratches and dents are unfortunate for car owners, whether caused by minor accidents, shopping carts, or even acts of vandalism. But does car insurance cover these types of damages? The answer depends on your policy and how the damage occurred. Comprehensive and Collision Coverage If you have comprehensive or collision coverage, your insurance may cover the repair costs for scratches and dents. Collision coverage applies when the damage is caused by an accident with another vehicle or an object, such as a fence or pole. Comprehensive coverage protects against non-collision incidents like vandalism, falling objects, or weather-related damage. When Insurance Won’t Cover Scratches and Dents If you only have liability…
