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    Beyond the Basics: 5 Overlooked Causes of Car Accidents

    February 19, 2026 /

    Most drivers know the big red flags: don’t text while driving, never get behind the wheel after a few drinks, and keep your speed in check. We see the billboards and hear the PSA announcements constantly. Yet, even the most “careful” drivers can find themselves in a fender bender—or worse—because of factors they didn’t even realize were dangerous. When it comes to car insurance, we often focus on what happens after the crash. But at the Howard Steel Agency, we believe the best insurance policy is the one you never have to use. To help keep you safe on the roads, here are five frequently overlooked causes of car accidents…

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  • hands free
    Safe Driving

    8 Hands-Free Car Tips for a Safer Drive

    September 8, 2025 /

    Minimizing distractions is key to staying safe on the road. One of the biggest causes of accidents is driver inattention, often from fumbling with phones, adjusting gadgets, or taking their hands off the wheel. By adopting hands-free habits, you can protect yourself, your passengers, and others on the road. If you live in Central Oregon, pairing these habits with the right Bend, Oregon car insurance gives you even greater peace of mind. Here are eight hands-free car tips to make every drive safer Use Bluetooth or CarPlay Sync your phone with your vehicle’s Bluetooth or Apple CarPlay/Android Auto. This lets you make calls, send texts by voice, and access navigation…

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