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    What are the 5 factors that cause a car insurance premium to increase?

    October 1, 2024 /

    Car insurance premiums are determined by various factors, some of which may be beyond a driver’s control. However, by understanding these factors, drivers can make informed decisions to potentially reduce their costs. Here are five key factors that can drive up car insurance premiums: Driving History A driver’s record on the road is one of the most critical elements affecting insurance premiums. Those with traffic violations, accidents, or previous claims are seen as higher-risk clients by insurance companies. Serious offenses like DUIs (Driving Under the Influence) or reckless driving can lead to significant rate increases or even the cancellation of a policy. Even minor infractions, such as speeding tickets or…

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