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What Happens If Your Car Insurance Lapses?
Car insurance is not only a legal requirement in Oregon but also an essential financial safety net. However, many drivers find themselves facing a lapse in coverage due to missed payments, oversight, or switching policies without proper timing. If you’re a driver in Central Oregon, understanding the consequences of a lapse in your Central Oregon car insurance can save you from costly mistakes and legal issues. What Is a Car Insurance Lapse? A lapse occurs when your auto insurance policy is no longer active due to non-payment or cancellation. Even a short period without insurance can have long-lasting effects, especially since Oregon law requires all drivers to carry minimum liability…
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What Happens When You Have a Lapse in Car Insurance?
A lapse in car insurance occurs when there is a period of time—whether it’s a day or several months—during which your auto insurance coverage is not active. This gap in coverage can have serious legal, financial, and personal consequences, depending on the duration and the circumstances. Here’s a breakdown of what happens when your car insurance lapses and why it’s important to avoid it. Legal Consequences Most states in the U.S. require drivers to carry a minimum amount of car insurance coverage, typically liability insurance. If your insurance policy lapses and you are caught driving without coverage, you could face penalties such as fines, license suspension, and vehicle registration revocation.…
