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What Is Short-Term Car Insurance?
Essentially, a short-term car insurance policy is insurance you buy for a brief amount of time. Auto insurance providers typically sell policies in six-month or one-year increments. Temporary insurance would allow you to cover your car for a shorter period of time. There are several scenarios in which short-term car insurance could be useful, such as: You plan to sell your car within the next few months. You want to rent a car on your next vacation. Your child is away at school most of the year without a car. You plan to visit the U.S. for a short period of time. You plan to borrow your friend’s car for…
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Tips on Shopping for Car Insurance that Will Save You Money
You pay for car insurance as a safety precaution. It’s not cheap, but if you get into an accident and don’t have it, the cost could be even more painful. However, there are ways to keep costs down on your auto insurance policy. Shopping around is a good start. But there are also other factors that affect your premium. Here are some tips on how you can get cheaper car insurance coverage and save money in the long run. Shop around The first thing you should do when you’re looking for cheaper car insurance is shop around. There are numerous providers of car insurance. Some of them specialize in low-cost…
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Car Insurance Premiums: Here’s Why They Keep Rising
If you feel like the price of everything skyrocketed over the past year, you’re not alone. Prices across the vast array of consumer goods have relentlessly ticked upward. Sadly, your car insurance premiums haven’t escaped this trend. However, you may not know it yet because rate hikes usually hit when you renew your policy. As with the economy in general, several factors are conspiring to push the cost of insuring your car ever higher. In effect, it’s a perfect storm of causes pressuring insurance rates higher. Here, we will provide evidence for rising rates and reveal many of the responsible culprits. We’ll also do a bit of crystal-ball gazing to help prepare you for…
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How to Check the Status of an Car Insurance Claim: A step-by-step guide
Car insurance can seem simple and basic on the surface, but they are quite complicated when you look into the details. Being unaware of the ins and outs of auto insurance claims can lead to confusion when you have to file the claim and check its status. This could lead to increased insurance claim processing time, and you might lose money in the process as well. In this article, we’ll explain everything you need to know about the basics of making an insurance claim, and checking the status of your claim. We’ll also touch upon the ways of making your claim process faster and easier, and avoiding a few things…
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How Long After a Car Accident Can You File a Claim?
Dealing with the aftermath of a car accident is no walk in the park. Not only do you have to handle the physical and emotional fallout of a stressful event, but you also have to deal with filing an insurance claim. Unfortunately, you can’t take your time about filing a claim. Most insurers put a time limit on how quickly you must file a claim following a covered accident. Missing the deadline could mean your reimbursement gets delayed. Or, you claim could be disqualified completely. Car insurance claim deadlines After getting into a car accident, it’s generally wise to contact your insurer as soon as possible to get the claim…
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Should You Stick with Your Car Insurance Company or Look for A Lower Rate?
Thanks to car Insurance deregulation, every consumer can save hundreds of dollars per year on insurance if they switch their insurance company regardless if it’s for changing one or all of their insurance policies. In 2022, it’s easier than ever before to switch insurance companies thanks to the internet. When you start searching online you can easily find a car insurance, life insurance, or homeowners insurance quote in a matter of minutes and learn more about how much money you can save immediately rather than continuing to overpay on your insurance premium every month. Many people spend years overpaying for car insurance, life insurance, renters insurance and all of their…
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You Have Central Oregon Car Insurance But Do You Have Renters Insurance?
You may have Central Oregon Car Insurance for your vehicle but, if you rent a home, apartment, town home or condo anywhere in this part of Oregon do you have renters insurance? Sadly, most people who rent will tell you that they don’t have renters insurance and they only find out too late that they really needed renters insurance when there is a fire or natural disaster in their homes and they are displaced and they will end up having to cover those relocation costs as well. What Else Does Renters Insurance Cover? As with Central Oregon Car Insurance, this Insurance covers a variety of things that you would never expect that it…
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How Oregon parents with teenage children can save money on car insurance
Got a teenage driver in the family? Here’s how to save money on car insurance. Oregon parents with teenage drivers typically pay a lot more for Oregon Car Insurance than other people in the state because; teenage drivers are usually charged a higher Car Insurance Premium because of their age and the risk that is associated with teenage drivers in general. It doesn’t matter if the teenager hasn’t been in one car accident, their parent can expect to pay up to an extra $2,000 per year for their Oregon insurance but, thankfully, there are a variety of things that the young driver can do to lower their premium. Drive…
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Will Your Central Oregon Car Insurance Policy Increase If You Add Your Teen?
Are you thinking about adding your teen driver to your Central Oregon Car Insurance policy? If so, you’re not alone. Many Central Oregon drivers are considering adding their teen drivers to their car insurance policies and many will be shocked at how their policies will increase. Some Insurers Raise Rates By 150% or More Sadly in 2021 some insurers are raising car insurance rates by as much as 150% or more, when drivers add their teens to their Central Oregon Car Insurance policies. What’s even more shocking is that most insurance companies charge higher car insurance rates for boys than they do for girls, especially if the boy is 16 years…