Car insurance discounts will help a driver save hundreds, even thousands of dollars. Insurance companies offer a wide palette of discounts. However, each company imposes a series of requirements in order to qualify. Consult the requirements before applying for discount. Drivers can also check if they qualify for some discounts when using online quotes.
Bundling discounts. When combining multiple insurance services or insuring multiple vehicles under the same contract, the policyholder will be rewarded with a discount. The value of the discount varies by the insurance company. Buying more services or insuring more cars will increase the value of the discount. In some cases, the discount can be as high as 20%. In the long term, the policyholder can save thousands of dollars. Online questionnaires ask the users if they own their home and if they want to also buy homeowners insurance and save money.
Driver education discounts. Drivers can get an insurance discount for passing defensive driving exams. However, they will get discounts only if they graduate in approved courses. Ask the current insurer which curses are approved and how much money can be saved. Keep in mind that graduating defensive driving courses will help drivers offset some license points. Of course, if the local legislation approved that.
Safety and car recovery equipment. Having the right safety equipment can trim insurance costs. The list of eligible items for this discount includes immobilizers, lane departure systems, hi-quality airbags and seat belts, head and kneed protection. Each company may use a different name for this discount/ When getting online quotes, drivers are if they have anti-theft or/and car recovery devices installed. Also, users are asked about having the VIN number etched into each of the vehicle’s windows.
Low mileage discount. Being less exposed to accidents will significantly lower insurance costs. The rule for obtaining this discount is simple: drive less than a certain number of miles. The average annual mileage is 12.000, so driving less than that should theoretically qualify a driver for this discount.
Get An Affordable Car Insurance Quote
For an affordable car insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.