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Tips for Saving Money on Your Car Insurance Premium

Are you frustrated with paying more money for your car insurance premiums than you should? If so, you come to the right place!

There’s no doubt that everyone needs to have an active car insurance policy, especially if they want to drive legally on the roads here in Central Oregon, but the reality is that many drivers are overpaying for car insurance every month when they don’t have to.

This article will share with you a variety of tips that you can use for saving money on your monthly car insurance premium.

How to Start Saving Money On Car Insurance

Bundling – Do you have one or more insurance policies with multiple companies? If so, one of the first ways that you can start saving money on your monthly premium is to start bundling your monthly insurance premiums with one company.

At the Farnsworth agency, we specialize in offering excellent rates to our customers, especially when they bundle their home, life, auto, or other insurance policies with us. Bundling saves money, and it also provides peace of mind.

Drive Less – Another great way to save money on your monthly insurance premium is to drive less during the year by taking public transportation to work, or carpooling.

Yes, many people won’t like the idea of not driving their vehicle to their jobs every day but, the reality is that if you drive fewer miles per year, you can qualify for an automatic discount with your car insurance company while also reducing the wear and tear on your vehicle as well.

Park Somewhere Safe – Do you park your vehicle on the street at night or in a neighborhood that can be classified as less than safe? If so, one thing you should know is that car insurance companies also base their insurance premiums on where people live so if you can change where you park your vehicle at night, this is another way that you can save money off your monthly premium.

Choose A Higher Deductible – Besides the tips that we’ve already mentioned in this article, another great way to save money off your monthly premium is to choose a higher deductible.

Yes, paying a higher deductible means that you may have to pay more money if you can into an accident and need to use your car insurance but, if you technically are a safe driver, this also means that you’ll pay less money every month for your actual premium, just make sure that you have that money saved for your deductible so that if you have it to use your car insurance when needed.

Contact the Farnsworth Agency

To learn more about the affordable car insurance that we can offer you at the Farnsworth agency, or to speak with us about our renter’s insurance, life insurance, homeowners insurance or other insurance policies that we can offer you, contact us today by calling 541-318-8835 or connect with us online.