If you own a vehicle in Oregon, you’ve likely noticed a line item on your insurance policy labeled PIP. While it might seem like just another insurance acronym, Personal Injury Protection (PIP) is one of the most vital components of your coverage. Often referred to as “no-fault” insurance, it serves as a financial first responder after a motor vehicle accident. What is Oregon PIP? Personal Injury Protection is a mandatory extension of car insurance in Oregon. Its primary purpose is to ensure that anyone injured in a car accident—regardless of who caused the crash—has immediate access to medical treatment and financial support. Unlike liability claims, which can take months or…