You pay for car insurance as a safety precaution. It’s not cheap, but if you get into an accident and don’t have it, the cost could be even more painful. However, there are ways to keep costs down on your auto insurance policy. Shopping around is a good start. But there are also other factors that affect your premium. Here are some tips on how you can get cheaper car insurance coverage and save money in the long run. Shop around The first thing you should do when you’re looking for cheaper car insurance is shop around. There are numerous providers of car insurance. Some of them specialize in low-cost…