Are you feeling the pinch of high car insurance premiums? It’s not uncommon for drivers to find themselves overpaying for their coverage without even realizing it. Recognizing when you’re overpaying for car insurance is crucial to ensuring you’re getting the best value for your money. Here are some key indicators to watch out for: Stagnant Premiums: If you’ve been with the same insurance company for several years and your premiums haven’t decreased despite a clean driving record, it could be a sign that you’re overpaying. Insurance rates can fluctuate over time, and loyalty discounts or special offers may be available elsewhere. Limited Coverage Options: Are you locked into a one-size-fits-all…