Scratches and dents are unfortunate for car owners, whether caused by minor accidents, shopping carts, or even acts of vandalism. But does car insurance cover these types of damages? The answer depends on your policy and how the damage occurred. Comprehensive and Collision Coverage If you have comprehensive or collision coverage, your insurance may cover the repair costs for scratches and dents. Collision coverage applies when the damage is caused by an accident with another vehicle or an object, such as a fence or pole. Comprehensive coverage protects against non-collision incidents like vandalism, falling objects, or weather-related damage. When Insurance Won’t Cover Scratches and Dents If you only have liability…