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    Beyond the Basics: 5 Overlooked Causes of Car Accidents

    February 19, 2026 /

    Most drivers know the big red flags: don’t text while driving, never get behind the wheel after a few drinks, and keep your speed in check. We see the billboards and hear the PSA announcements constantly. Yet, even the most “careful” drivers can find themselves in a fender bender—or worse—because of factors they didn’t even realize were dangerous. When it comes to car insurance, we often focus on what happens after the crash. But at the Howard Steel Agency, we believe the best insurance policy is the one you never have to use. To help keep you safe on the roads, here are five frequently overlooked causes of car accidents…

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