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Does auto insurance cover medical expenses?
Auto insurance is essential for protecting yourself, your vehicle, and others on the road. But when it comes to injuries sustained in an accident, does your auto insurance cover medical expenses? The answer depends on your specific policy and the laws in your state. Here, we’ll break down the main types of auto insurance coverage and how each relates to medical expenses. Medical Payments Coverage (MedPay) One type of coverage that directly addresses medical expenses is Medical Payments Coverage (often called MedPay). MedPay is optional insurance that helps pay for medical and funeral costs related to car accidents, regardless of who was at fault. This coverage can apply to the…