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Minimum Insurance Requirements – How Much Insurance Do You Need In Oregon?

the state of oregon
Find out what the minimum insurance requirements are for Oregon.

If you’re an Oregon Driver, minimum car insurance requirements aren’t something to be taken lightly because, if you’re underinsured in Oregon, you could be one car accident away from losing everything financially.

What Are Oregon’s Minimum Car Insurance Requirements?

In Oregon, the minimum car insurance requirements are the following:

Bodily injury / property damage

  • $25,000 / person
  • $50,000 for car crash
  • $20,000 for damage to the other drivers vehicle

Liability Coverage

  • $15,000 per passenger

Uninsured Motorist

  • $25,000 for each driver injured in crash
  • $50,000 for vehicle crash

You Can Never Have Enough Oregon Car Insurance

It’s easy to settle on the lowest amount of car insurance possible but the reality is that you can never have enough car insurance, especially if you have a home, assets and other possessions that could be lost should you face a long recovery after an accident or a possible lawsuit if you’re found to be at fault for having caused the accident.

To figure out how much Oregon Car Insurance coverage you should have all you need to do is add up all of your assets then multiply that number by two, this strategy will always insure that you have enough car insurance, even if you drive an older vehicle.

Don’t Forget Your Life Insurance!

When it comes to car accidents in Oregon, the reality is that Car Insurance won’t always cover all of the expenses after a car accident, that’s why it’s important to have an Oregon Life Insurance policy just in case you’re involved in a fatal car accident in Oregon.

To figure out how much Life Insurance you need the easy thing to do is call Bend Oregon Insurance Agent Tye Farnsworth, today, at (541) 318-8835. Unlike other Oregon Insurance Agents, Tye will listen to you and then find the best life insurance or car insurance rates based on your personal situation.

My name is Tye Farnsworth, thank you for reading this bio! I was born and raised in Central Oregon. For an affordable insurance quote please contact me at (541) 318-8835 or connect with me online.