Homeowners insurance is something that all Oregon Homeowners need and the sad thing is that many people are overpaying for their homeowners policies when they could be saving hundreds of dollars per year by following these simple tips.
The first step that any Oregon Homeowner can take toward paying less money per month on their Oregon homeowners insurance premiums is to pay a higher deductible each month.
For example: if a homeowner were to increase their deductible from $500 to $1,000 they can save as much as 20% on their home owner’s insurance premiums every year.
Although paying a higher homeowners insurance deductible is a good way to save money on a homeowner’s insurance policy, the homeowner who chooses this option must make sure that they have the money saved to cover their higher deductible should something happen to their home and they need to tap into their homeowner’s insurance policy.
Don’t Be Afraid To Shop Around
Oregon Homeowners shouldn’t be afraid to shop around each year for the best home owners insurance policy because, insurers are often lowering rates in the effort to attract new customers.
Make the Effort to Disaster Proof Your Home
It may seem like a lot of effort but Oregon home owners should make the effort to disaster proof their home at least once every five years because, the more disaster proof features that their home has like a fire suppression system, the more money the homeowner will save on their homeowners insurance premiums because, their insurer will know that they are a responsible individual.
To learn more tips that will save you money on your Oregon homeowners insurance, or to get an affordable Oregon homeowners insurance quote, contact the Farnsworth Agency today by calling us for a free consultation at (541) 318-8835.