central oregon insurance

The Things You Need To Know About Central Oregon Car Insurance

Dodge Caravan

By Tye Farnsworth

BEND, Ore. – Are you planning on searching for more affordable Central Oregon Car Insurance? If so, you’ve come to the right place.

In this article we will provide you with things you need to know about Central Oregon Car Insurance so you can be better prepared to find the best car insurance deal regardless if you buy car insurance in Bend or elsewhere across Central Oregon.

Central Oregon Car Insurance Prices

Although you may be paying more for car insurance in Central Oregon right now than you should you can find a great deal on car insurance simply by taking the time to search online for multiple car insurance prices and then contact those insurance providers individually for price quotes.

Remember that the price you will eventually pay for Central Oregon Car Insurance will be based on your age, driving record and some companies may also offer you a higher or lower quote based on your marital status and credit score.

You can lower your car insurance premium by asking for a bundled rate or a price for having all of your insurance policies with the same company and you should also consider driving fewer miles per year as well to save on vehicle maintenance and insurance costs.

It Pays To Have Car Insurance

Did you know that one car accident can literally cost you tens of thousands of dollars to recover from? This is why it literally pays to have Central Oregon Car Insurance because most liability only car insurance policies cost less than $50 per month and any family can afford that.

Another great way to get a lower car insurance premium is to understand how your older vehicle will affect your car insurance premium:

  • An older car usually has a lower resale value, which can be helpful on states like South Carolina, where insurance is based on value of the car. In Florida, however, because an older car has fewer safety accommodations, the same car would be more expensive to insure than a new car.

  • High-end cars mean higher premiums. Particularly foreign cars that require dealer parts mean higher insurance rates because they cost more to repair.

  • Bigger motor means bigger cost. Cars with more powerful motors are designed for speed and, when you buy one, your insurance company assumes you plan to drive it fast and assesses your policy as a greater risk.

  • Theft risk matters. Insurance rates depend on a good many factors, even including the rate of theft for certain makes and models of car, independent of the actual value of the vehicle.

Source – Wikihow 

Get Central Oregon Car Insurance

To get an affordable car insurance quote contact the Farnsworth Agency today by CLICKING HERE or calling us at (541) 38-8835.

My name is Tye Farnsworth, thank you for reading this bio! I was born and raised in Central Oregon. For an affordable insurance quote please contact me at (541) 318-8835 or connect with me online.