A lapse in car insurance occurs when there is a period of time—whether it’s a day or several months—during which your auto insurance coverage is not active. This gap in coverage can have serious legal, financial, and personal consequences, depending on the duration and the circumstances. Here’s a breakdown of what happens when your car insurance lapses and why it’s important to avoid it. Legal Consequences Most states in the U.S. require drivers to carry a minimum amount of car insurance coverage, typically liability insurance. If your insurance policy lapses and you are caught driving without coverage, you could face penalties such as fines, license suspension, and vehicle registration revocation.…