Central Oregon car insurance can get expensive over time for a variety of reasons any many drivers often get frustrated as a result and have the same basic questions about their car insurance policies; to answer those questions, we’ve compiled a list of the top three car insurance questions and answers.
Will My Car Insurance Rates Go Down As My Car Gets Older?
The answer to this question is yes, of course; car insurance premiums generally go down as a vehicle gets older because; older vehicles are typically paid off by their owners and are no longer financed, this means that the owner can opt for just paying liability coverage and this can save an owner hundreds of dollars per year.
Will I Pay Less For Car Insurance After I Get Married?
The answer to this question is both yes and no; yes you will pay less for car insurance once you get married because, married drivers are seen as being more stable than non-married drivers but no, you will not pay less for car insurance after you get married if you have a poor driving record and have gotten into accidents or had speeding tickets.
What Exactly Is A High Risk Driver?
A driver who has Central Oregon car insurance and they bought their car insurance from a Bend Oregon car insurance company or somewhere else in Oregon are seen as “high risk” for a variety of factors, including: multiple car accidents, failure to pay for tickets or more than one insurance claim filed against them. When a driver meets these criteria they can expect to pay more for car insurance, per year than someone of the same age and background.
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To learn more about car insurance in Bend Oregon and to have your other car insurance questions answered, please contact the Tye Farnsworth Allstate Insurance company today at (541) 318-8835.