2013 is right around the corner and with a new year comes a time when the average Central Oregon consumer will be evaluating their budgets, and one expense that almost everyone will evaluate is how much they are paying for car insurance.
In this post we’re going to cover the top three ways that anyone who lives in Bend, Prineville, Portland or other cities in Oregon can do to lower their car insurance costs.
Don’t Drive Fancy
There’s a lot of Audi’s and BMW’s on the roads of Central Oregon these days but what the average owner of a big ticket vehicle won’t tell you is that those vehicles are more expensive to insure than a well-known, mid-size vehicle like a Subaru.
Before purchasing a more expensive vehicle, every Oregon driver should take the time to call their insurance company and find out what it will cost to insure that car or truck just so they know what will be their total monthly cost for that new vehicle.
Anytime you get behind the wheel of your vehicle, make the promise to yourself that you’re going to do your part to protect yourself, your passengers and the other drivers on the road by driving slow, following the rules of the road and driving as safe as you possibly can.
By driving safe and staying accident free, you will save yourself hundreds of dollars per year on your car insurance premiums and also save yourself from the high cost that comes with getting into a car accident like: hospital bills, lost wages, car repair costs and more.
Limit Your Mileage
Like other drivers in this area who have car insurance with an insurance agent in Bend, or through another insurance agent in Oregon, you might love driving your vehicle every single day but, did you know that by driving fewer miles per year, you can effectively lower your car insurance premiums and the cost of wear and tear on your vehicle?
Driving fewer miles per year is only one solution to lowering car insurance costs but it’s something that Oregon drivers will have to consider in 2013 if they are serious about lowering their monthly expenses and staying on track financially with their budgets.
To learn tips that you can use to lower your 2013 car insurance costs, contact Bend insurance agent Tye Farnsworth today at (541) 318-8835.