Getting a traffic ticket is something that can happen to any driver, at any time but the question that Oregon drivers should have is this: “is it worth the effort to fight traffic tickets that result in small fines?”
The answer to this question depends on the type of personality that the driver has, but when an Oregon driver reviews the investment of time, money and energy that it takes to fight a traffic ticket, the answer is no, it’s not worth the effort in fighting minor traffic tickets.
Will Car Insurance My Go Up?
Almost every driver who gets a traffic, at one time or another, for a smaller issues like a burned out vehicle bulb or failing to signal when turning, but the reality is that an Oregon traffic ticket, for a smaller traffic issue, like lack of vehicle maintenance, or failing to follow some of the rules on the road will typically result in a small fine of $30 or more, and no demerit points will be added to the drivers license or driving record.
What Do Car Insurance Companies Really Look For?
When it comes to car insurance costs, most Oregon car insurance companies don’t look at demerit points on a drivers record, what they are looking for are: violations like speeding, DUI or worse.
The typical car insurance company that’s located in Bend, Redmond, Portland or other Oregon towns will also be looking at the drivers record from the last three years and any convictions on the drivers record.
Oregon drivers who want to keep their car insurance costs low should focus on staying accident free, paying their car insurance premiums on time and staying with the same car insurance company for more than one year.
To learn more about how to lower your car insurance costs or to get an affordable car insurance quote, contact the Farnsworth Agency today at (541) 318-8835.