BEND, Ore. – There’s no denying that college can be expensive because, not only do you have to pay for your college tuition, you also face high Central Oregon Car Insurance payments if you’re under age 25. Thankfully, once you reach age 25 your insurance premium will go down because, most insurance companies see this as the “golden age” when drivers typically are more mature and once you get out of college you can lower your car insurance premium even more by following these simple tips.
Tip #1 – Always Shop Around For Car Insurance
Did you know that you can easily save up to $1,000 per year simply by shopping around for low Central Oregon Car Insurance premiums instead of continuing to pay that same high car insurance premium every month?
Most people don’t shop around for low car insurance rates because they are afraid of offending a family member or friend that they may have bought insurance through but it’s important to remember the annual savings and how that can affect your life.
Tip #2 – Ask For Central Oregon Car Insurance Discounts
Always ask your Central Oregon Car Insurance Company for car insurance discounts like: safe driver and a discount for bundling all of your insurance policies with the same insurance company because car insurance discounts can easily save you hundreds of dollars per year.
Tip #3 – Inform Your Insurer of Major Life Changes
Once you turn age 25, get married, or start a family, you should always notify your insurance company because major life changes will help you to save more money on car insurance than you ever thought possible.
Tip #4 – Search for Usage Based Car Insurance
In today’s world many companies are offering driver’s usage based car insurance so you’re only paying for the miles that you actually drive. If your insurance company offers this type of Central Oregon Car Insurance you should ask for it because, usage based car insurance is another great way to save money on car insurance especially if you’re on a budget every month.
Tip #5 – Manage Your Credit Wisely
After college always manage your credit wisely, and pay your bills on time, because, doing both of these things have been proven to keep car insurance premiums low since insurers do verify an individuals credit, and often use this as another method of determining what their car insurance premium will be.
Besides the tips mentioned in this article you can also lower your Central Oregon Car Insurance premium even more by taking a defensive driving course, driving fewer miles per year, choosing a higher deductible and parking your vehicle inside at night instead of on your driveway or in a parking garage.