Over the last three years, drivers in Oregon and across the United States, have spent an average of $1,010, or more, for their yearly car insurance costs and sadly many consumers will continue to over-pay for car insurance every year because, they don’t know how to bring down their car insurance costs themselves.
To help drivers with Oregon Car Insurance save money we’ve accumulated three simple tips to help any driver in Oregon save money off their car insurance bill every month.
Maintain A CLEAN Driving Record
In today’s world drivers know that they should keep a clean driving record, but very few drivers actually do it; here are some statistics that will help you to see how much your insurance costs will go up by not keeping a clean Oregon Driving Record.
- Failure to wear seatbelt – Can increase car insurance by up to 3.0% per year.
- Going up to 20 miles over the speed limit – Can increase car insurance by up to 11% per year.
- Driving recklessly – Besides being very dangerous, this can increase car insurance by over 20% per year.
Know Your Credit Score
If you don’t know your credit score, chances are that there are some items on your credit report that don’t belong there. You can easily verify your personal credit report by simply purchasing your 3-in-one credit report over the Internet and have your questions about your credit report answered in a few minutes.
Shop For Car Insurance Before Buying A Car
You may have fallen in love with a new car that you’ve passed on a car lot every day but do you know how much it will cost to insure that car? If you were to own it? Answering all of your insurance questions first, before purchasing a new vehicle will potentially save you thousands of dollars per year and take the stress out of your monthly budget.
To learn more tips that will save you money on Oregon Car Insurance, or to get an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835.