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You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

central oregon car insurance

You may have Central Oregon Car Insurance for your vehicle but, if you rent a home, apartment, town home or condo anywhere in this part of Oregon do you have renters insurance?

Sadly, most people who rent will tell you that they don’t have renters insurance and they only find out too late that they really needed renters insurance when there is a fire or natural disaster in their homes and they are displaced and they will end up having to cover those relocation costs as well.

What Else Does Renters Insurance Cover?

As with Central Oregon Car Insurance, Renters Insurance covers a variety of things that you would never expect that it covers including:

  • Water Damage
  • Vandalism
  • Theft
  • Electrical problems that cause damage to your home
  • Smoke damage
  • Fire damage

>>>>Need a renters insurance quote? Contact us by clicking here <<<<

Cash Value and Replacement Costs

Another great benefit of having renters insurance is that if any of the items in your home are either damaged or destroyed you could be paid the replacement costs or cash value of your personal items and this means that you don’t have to face the prospect of paying any out of pocket costs to replace those items with your money.

Central Oregon Car Insurance is an important part of the lives of drivers here in Oregon but renters insurance is not, hopefully that will change though in the future especially once more renters become aware of the fact that renters insurance is very affordable and can save them thousands of dollars if they ever need to tap into it after damage to their homes.

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

Click here to read another great Central Oregon Car Insurance article. 

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Renting In Insurance in Central Oregon? Do You Have Renters Insurance?

Renting In Insurance in Central Oregon? Do You Have Renters Insurance?

renters insurance

Everyone who drives on the roads of Central Oregon knows that Central Oregon Car Insurance is important and even vital especially if they want to drive legally on the roads of towns like Redmond, Prineville, Bend and Sunriver but for those people who are renting in Central Oregon they place a lesser importance on renters insurance than they do on car insurance and that’s a mistake.

Why Renters Insurance Is Important

Renters insurance is as affordable as Central Oregon Car Insurance and the average cost ranges from $10 to $20 per month, depending on the insurance company, but regardless of the cost, renters insurance is important for the following reasons:

  • It protects all of your valuables if they are stolen or damaged.
  • You will be protected if someone falls or injures themselves in your home.
  • Your personal belongings will be protected if your home suffers water damage.

You Need Liability Protection

As mentioned, renters insurance will also specifically protect you if someone is injured or falls while they are in your home; this form of insurance protection is well worth spending an extra $20 per month because, the average award after a lawsuit can amount to tens of thousands of dollars.

What Exactly Does Renters Insurance Protect?

Your renters insurance will protect you if your personal belongings are stolen or damaged, especially if items like your furniture, clothing, television, computer, iPod, jewelry and other musical equipment are stolen or damaged.

Yes, your renters insurance will provide you with adequate insurance protection, just like your Central Oregon Car Insurance and you will be specifically protected if your personal belongings are damaged due to fire, lightening, windstorm, smoke, vandalism or possible malicious mischief.

Get a Free Renters Insurance Quote

You’ve done the right thing by having Central Oregon Car Insurance but what about renters insurance? If you don’t currently have renters insurance and are renting a home, apartment or condo in a Central Oregon town like Bend or Redmond, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

Renting a Central Oregon Home? Do You Have Renters Insurance?

Renting a Central Oregon Home? Do You Have Renters Insurance?

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Got renters insurance?

Sadly, most Central Oregon residents who have Central Oregon Car Insurance do not have renters insurance of any kind and they are walking a “tight rope” that could snap at any time, leading them to financial disaster.

If you don’t have renters insurance yet, but have been thinking about purchasing a policy, here are the top reasons why you should consider renters insurance if you are currently renting a home, condo or apartment in Central Oregon.

Protecting Your “Stuff”

The first obvious benefit of Renters Insurance, as with Central Oregon Car Insurance, is that your personal items or “stuff” will be protected in cases of theft or damage from natural disasters.

Most renters’ insurance policies only cost about $10 to $15 dollars per month but they also provide coverage from $5,000 to $20,000 so there’s nothing better than having the peace of mind in knowing that your personal items are protected should they be stolen or damaged during a storm, fire or natural disaster.

If Someone Gets Injured

Let’s say that someone gets injured while they are visiting you in the home, condo or apartment that you’re renting; thanks to Renters Insurance you will be protected financially thanks to the liability insurance side of renters insurance and you won’t have to be concerned about facing any lawsuit from the accident or injury that occurs in your home.

More Protection from Damages

One thing that nobody wants to think about is being at fault for damages that they caused like accidents involving animals and more if you were driving down your street and swerved at the last minute to avoid hitting a deer but ultimately hit your neighbor’s vehicle instead.

To avoid the financial complications that come from accidents like that your renter’s insurance policy will be a good backup form of insurance that you can rely on and make sure that you are ultimately covered financially.

For more information on Renters Insurance, or Central Oregon Car Insurance, contact the Farnsworth Agency today by calling us at (541) 318-8835. 

Do You Have Renters Insurance?

Do You Have Renters Insurance?

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If you live in Central Oregon, and drive here, you will need to have Central Oregon Car Insurance to drive legally in towns like Bend, Sunriver, Redmond and Prineville and if you rent a home, apartment or condo in this area you will also need to have renters insurance as well.

Why Is Renters Insurance Important?

Renters insurance is just as important as Central Oregon Car Insurance because, it will protect your belongings in case they are stolen, destroyed or damaged.

An Extra Layer Coverage

What’s also great about renters insurance is that most renters’ insurance premiums will also reimburse you for the full replacement value of your personal items if they are stolen if they are in your vehicle, providing you with an extra layer of insurance protection besides just your car insurance.

Renters insurance will also protect your items while you are on vacation as well so you can have complete confidence that you will receive the complete replacement value for your possessions in case they are stolen while on vacation.

You Need Renters Insurance

In 2013 most Central Oregon landlords won’t rent to someone unless they can provide proof of renters insurance first so this form of insurance protection is something that you will need if you want to legally rent a home in Central Oregon.

Covering Your Back

As with Central Oregon Car Insurance, renters insurance will also protect the renter financially in case someone is injured in the home, condo or apartment that they are renting.

This form of insurance protection is vital because, one accident in a home can wipe out a renters assets or savings, that’s why it’s important for every renter to think about how much they can’t afford to lose financially before justifying why they can’t afford to pay the monthly cost for renters insurance.

For a free renter’s insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

Oregon Renters Insurance – Don’t Rent A Home Without It

Oregon Renters Insurance – Don’t Rent A Home Without It

Auto insurance, or Central Oregon car insurance, is something that every driver must have because, we all know that it’s the best form of protection for any driver who regularly drives on the roads of Oregon, but what about renters insurance? Since the start of the economic recession many people who live in Central Oregon have found themselves renting again for the first time, in a long time, and renters insurance is an essential form of insurance protection regardless if someone is renting a Bend Oregon apartment, or Sunriver condo.

How Much Renters Insurance Do You Really Need?

One of the most common mistakes that many people who rent homes, apartments or condos in Central Oregon make is having renters insurance that doesn’t cover all of the items in their home. Before signing up for a new renters insurance policy, every renter should take an inventory of all the items in their home, including the items in their basement, garage or attic then add up the total value of those items and then once the value of the total possessions in the home are added up the next step should be to photograph each item before applying for a new renters insurance policy.

The key to success with determining how much renters insurance a renter really needs is to determine the replacement value of each item an the total replacement value of all the items in the home as a whole plus factor in the economic value of pain and suffering or time spent replacing those items.

Discounts Galore

Before signing up for a new Oregon renters insurance policy, every person who rents a home in Oregon should contact their existing Oregon car insurance company and ask for a bundle discount for combining their renters insurance with auto insurance because, many insurance companies these days will offer a bundle rate that can save their customers $30 or more per month.

To learn more about getting an Oregon renters insurance policy contact the Tye Farnsworth Insurance Agency today at (541) 318-8835 or click here for a free, online, Oregon renters insurance quote.

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