How Does Speeding Affect Your Central Oregon Car Insurance Premium?

How Does Speeding Affect Your Central Oregon Car Insurance Premium?

Central Oregon Car Insurance
Central Oregon Car Insurance

By Tye Farnsworth

Almost every driver with Central Oregon Car Insurance has wondered how their car insurance premiums would be affected if they were ticketed for speeding.

Although the actual ticket may vary per state, driving at least 15 miles per hour over the speed limit in Central Oregon can increase a car insurance premium by as much as $100 per year or more and that’s not including the cost of the ticket itself which can be $75 or more.

What to Do If You Receive a Speeding Ticket

If you’re pulled over for speeding in Central Oregon here’s how you should deal with a speeding ticket:

Step 1 – Plead guilty, don’t contest the speeding ticket because drivers rarely are able to argue that they were not speeding.

Step 2 – Pay your ticket.

Step 3 – Go to traffic school if it was your first speeding ticket. This can eliminate the ticket from your record and keep your Central Oregon Car Insurance Premium at its current rate.

Step 4 – Drive slower! Try using cruise control on Highway 97 or most major roads to avoid driving over the speed limit.

Drive Slower during the winter

Did you know that most accidents in Central Oregon occur during the winter? This is because drivers here aren’t used to driving in winter conditions regularly because we enjoy 300 days of sunshine in Central Oregon each year.

Before heading out on the roads this winter make sure your tires are properly aired up and in good condition plus you should also be carrying chains in your vehicle as well especially if you plan on driving in higher elevations like Sunriver or Terrebonne.

Get a Central Oregon Car Insurance Quote

To get an affordable Central Oregon Car Insurance quote click here to contact the Farnsworth Agency today by calling us at (541) 318-8835.

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