Many Central Oregon residents can be classified as “retired” since a lot of people move or relocate to Central Oregon because, of the wide variety of benefits that comes from living here.
Retired, but Paying More
One sad thing about being retired though is that the average retiree is paying more for Central Oregon Car Insurance each year because, retired individuals, especially if they are over the age of 60, tend to pay more per year on their car insurance than younger drivers do.
If you’re retired, and want to save money on car insurance, you can enjoy significant savings each year on Central Oregon Car Insurance by following these simple steps:
Remove Collision Coverage
Older drivers, who are driving vehicles that are 10 years or older, should consider removing collision coverage from their car insurance because, the reality that comes with driving an older vehicle is that you will only get reimbursed for what that vehicle is worth, if you are involved in a car accident, so you could find yourself paying hundreds of dollars more per year in car insurance than you really need to.
Install a Driving Monitoring Device
With newer vehicles these days come ports that give drivers the ability to plug in a variety of gadgets, including telematics devices, that will monitor a driver’s habits on the road, and raise or lower their car insurance premium accordingly to their driving habits.
If you have a newer vehicle you should ask your car insurance agent if they offer a device for you to plug into your vehicle and save you hundreds of dollars per year on Central Oregon Car Insurance.
Go Back To Drivers Ed
Yes, older drivers can take drivers safety courses to lower their Central Oregon car insurance premiums, if you’re serious about lowering your car insurance premium, you can save hundreds of dollars per year by asking your Oregon Car Insurance agent or local DMV office if they offer such classes and how you can enroll in one.
To learn more tips that will save you money on car insurance, or to get an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835.