Should You Report A Minor Car Accident?

Should You Report A Minor Car Accident?

central oregon car insurance

If you’re involved in a car accident in Central Oregon, especially in a town like Bend, Prineville, Sunriver or Madras the answer to this question is yes.

You should always report all auto accidents, even if they are considered “minor” because, thanks to a recent study from the Department of Transportation, we know that seven out of ten car accidents is filed in 2011 were considered to be minor, or mishaps, but the reality is that if your Central Oregon Car Insurance has liability coverage, you will always be protected from financial damages, even if the car accident you were involved in harmed someone else.

What to Do First

When a “minor” car accident occurs what should you do? The first step is to pull over to the side of the road or into a nearby parking lot, to inspect both vehicles involved and look for any sign of damage that they may have incurred from the accident.

Even if you think that either vehicle didn’t sustain any damage it’s a good idea for you to use your cell phone to take pictures and video of both vehicles involved in the car accident and pictures of the other driver or passengers to make sure that the drivers and passengers in the other vehicle are up and mobile after the accident.

You should also write down the exact date, time and location of the accident as well as get the license plate number of the other vehicle involved, phone number and home address of the other driver and street name that the accident occurred on as well.

When to Call Your Insurance Company

Once you get home after the car accident you should call your car insurance company immediately to make sure that they are aware of the “minor” car accident but most important of all, you should report the car accident immediately because, you want to make sure that the truth is reported and not inaccurate or false information.

For more information on what to do following a car accident, or to get an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835.

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