BEND, Ore. – Are you planning on renewing your Central Oregon Car Insurance? If so, before renewing your policy here are 3 things that will help you to save money on car insurance.
#1 – Choose a Higher Deductible
If you have a clean driving record and have never had to use your Central Oregon Car Insurance premium before you should consider choosing a higher car insurance deductible because depending on your car insurance company you can potentially save $100 or more per year from your insurance costs.
Before choosing this option it’s important to keep in mind that your Central Oregon Car Insurance will not kick in until you’ve paid your full deductible so it’s important to have that money for paying your deductible just in case you need to use your car insurance policy.
#2 – Ask For a Bundle Discount
The next thing you should do before renewing your Central Oregon Car Insurance premium is to ask for a bundle discount because, many companies will offer you discounts for bundling your home, auto, life and car insurance policies with the same company. This is one of the easiest ways to save money on what you would pay for insurance.
Some of the other discounts you should ask for include: safe driver, low mileage, and good student discount.
#3 – Choose Reduced Coverage for an Older Vehicle
Do you drive a vehicle that’s older than 10 years old? If so, you should choose reduced Central Oregon Car Insurance coverage for your vehicle because some insurance companies may not pay the full replacement value for the vehicle and it also makes sense to choose reduced coverage especially if you’ve had a safe driving record over the last 10 years and don’t need full coverage car insurance.
To learn more ways you can save money on Central Oregon Car Insurance, or to get an insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.