Can your car Central Oregon Insurance be affected by theft? The answer to this question is yes, you can expect to see an increase in your car insurance premiums if you do have to file a claim, especially if you have to file multiple claims, you can ultimately expect your car insurance premium to go up.
Where You Live Matters
Let’s face it, even though you may not think it’s fair that your Central Oregon Car Insurance premium goes up after you report a theft, where you live does matter when it comes to your car insurance premium because, your insurance company will also make you pay more for car insurance if you live in a high crime neighborhood compared to a low crime neighborhood.
Recent statistics from the FBI show that there is at least one car theft in the United States every 44 seconds and the state that has the highest rate of car thefts is California, especially Northern California, where Bakersfield, Fresno and Modesto have some of the highest car theft rates in the Golden State.
Most Stolen Vehicles
You may have Central Oregon Car Insurance, and are taking care of your vehicle, but if you’re driving a Honda Accord, Honda Civic or Toyota Camry, you’re driving a vehicle that runs a risk of getting stolen right from your very own driveway because, car thieves love these vehicles, especially if they were made in the 1990’s but thankfully there is a variety of things that you can do to protect your car including:
- Never leave your vehicle unattended when you are warming it up in the morning. This is a favorite past time of Central Oregon residents, especially during the winter.
- Don’t leave personal items in your vehicle because, these are like magnets that make your car say “steal me!”
- Always park in a well-lit place at night.
- Purchase a vehicle alarm or suitable vehicle protection system.
To learn more about the latest Central Oregon Car Insurance news, or to get an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.