Central Oregon car insurance is a necessity in today’s world and we can’t drive on the streets of Oregon without it but, sadly, many people are still driving without car insurance these days because, they can’t afford their car insurance policy; to help people who live in Central Oregon save money on their car insurance we’ve compiled a list of the top three things anyone can do to obtain a more affordable car insurance policy.
Choose The Right Vehicle
If you’ve been thinking about trading in your existing vehicle for something new or used, the first step towards saving money on auto insurance is choosing a low profile, small or mid-size sedan, van or SUV, instead of choosing that BMW, Lexus SUV or high profile sports car that you’ve been thinking about because, going with a low profile vehicle that’s not as likely to be stolen as a higher profile vehicle can save you hundreds of dollars per year in car insurance.
Watch Your Mileage
You may not like thinking about the idea of car pooling but, did you know that if you drive under a certain mileage threshold every year this can also save you hundreds of dollars per year off your car insurance costs as well as help you to reduce the wear and tear on your vehicle?
Automatic Billing Discount
When you sign up with a new insurance company always make sure that you opt for their automatic billing option because, this simple option can save you at leas $5 or more off your monthly car insurance payment.
Choose A Higher Deductible
If you haven’t been in a car accident in years, you might want to consider choosing a higher deductible for your car insurance policy because, for example, if you choose a deductible of $1,000, you can easily save yourself 40 percent or more every month on car insurance premiums.
To learn more about the best discounts that you can get for your Central Oregon car insurance policy, contact the Tye Farnsworth insurance agency today at (541) 318-8835.