How do I get cheap auto insurance? That’s something that we get asked on a regular basis and the answer to that question isn’t as easy as many people might lead you to believe it is. If you’re searching the Internet for the cheapest auto insurance quotes right now, we’ve created this simple checklist to help you find the cheapest, or most affordable, auto insurance rates.
Where Do You Park Your Vehicle?
Car insurance companies always look first at where you park your vehicle every night and factor in if your car or truck is parked outside compared to inside a garage or parking structure so, if you currently live in an Central Oregon apartment, that only offers on street parking, you might want to consider finding another apartment that offers you the ability to park your vehicle inside a garage or parking structure.
How Many Miles Do You Drive?
If you live in Central Oregon and commute to Bend from areas like Redmond or Powell Butte, you have to drive every single day, and driving is unavoidable but, if you cut down on your driving by a few hundred miles per year via carpooling, you can save money off your monthly, Central Oregon car insurance premium.
How Safe Is Your Vehicle?
It doesn’t matter if your vehicle is 10 years old or one month old, you should invest in an alarm or protection device because; if you can show your car insurer that you taken the steps to protect your vehicle from theft, you could potentially save hundreds per year off your car insurance premiums.
Did You Stay With Your Last Insurer For A While?
In today’s world, many people make the mistake of jumping from one Central Oregon car insurance company every few months and, sadly, this only will raise their insurance premiums; if you want to really save money on your car insurance, you should stay with your insurance company for at least one year, before investigating insurance rates, this step will save you money when you do decide to switch insurance and choose another car insurance company.
Still have questions about how to get cheap car insurance? Contact the Farnsworth Agency today at 541-318-8835 for a free car insurance consultation or click here for a free online quote.