Do You Need RV Insurance For Your Recreational Vehicle?

One common sight on the roads of Central Oregon, especially during the summer months, is recreational vehicles or RV’s.

The great things about RV’s is that you can essentially take your house with you wherever you go without having to worry about packing up especially if you want to get away for a weekend or two.

Although most people who own RV’s love them, the reality is that they can also be very expensive to repair if you get into an accident when driving one that’s why it’s important to have RV insurance.

What Type Of Insurance Do I need?

For every type of RV, insurance will need to be purchased, especially if the RV is rented or financed, full coverage insurance will need to be purchased so the driver of the RV can cover themselves financially in case they get into an accident.

Besides getting just basic RV coverage, an RV owner can get a wide variety bonus coverage options to add to their RV insurance policy including:

  • Total loss replacement coverage – This form of RV insurance protection will protect the owner of the RV if their recreational vehicle gets into an accident and is totaled within up to the first four years or less of ownership.

  • Reimbursement for all personal losses – This coverage will pay the owner of the RV up to $5,000 for the loss of their personal effects.

  • Windshield deductible – Windshields can get expensive but thanks to a windshield deductible, any owner of an RV who experiences damages to their windshield can get it repaired for free or if it needs to be replaced, they will be charged $50.

Contact The Farnsworth Agency For RV Insurance

Are you ready to get RV insurance but don’t know where to look for a policy? Contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.