You may have Central Oregon Car Insurance for your vehicle but, if you rent a home, apartment, town home or condo anywhere in this part of Oregon do you have renters insurance?
Sadly, most people who rent will tell you that they don’t have renters insurance and they only find out too late that they really needed renters insurance when there is a fire or natural disaster in their homes and they are displaced and they will end up having to cover those relocation costs as well.
What Else Does Renters Insurance Cover?
As with Central Oregon Car Insurance, Renters Insurance covers a variety of things that you would never expect that it covers including:
Electrical problems that cause damage to your home
Another great benefit of having renters insurance is that if any of the items in your home are either damaged or destroyed you could be paid the replacement costs or cash value of your personal items and this means that you don’t have to face the prospect of paying any out of pocket costs to replace those items with your money.
Central Oregon Car Insurance is an important part of the lives of drivers here in Oregon but renters insurance is not, hopefully that will change though in the future especially once more renters become aware of the fact that renters insurance is very affordable and can save them thousands of dollars if they ever need to tap into it after damage to their homes.
For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.
Click here to read another great Central Oregon Car Insurance article.
Renting In Insurance in Central Oregon? Do You Have Renters Insurance?
Everyone who drives on the roads of Central Oregon knows that Central Oregon Car Insurance is important and even vital especially if they want to drive legally on the roads of towns like Redmond, Prineville, Bend and Sunriver but for those people who are renting in Central Oregon they place a lesser importance on renters insurance than they do on car insurance and that’s a mistake.
Why Renters Insurance Is Important
Renters insurance is as affordable as Central Oregon Car Insurance and the average cost ranges from $10 to $20 per month, depending on the insurance company, but regardless of the cost, renters insurance is important for the following reasons:
It protects all of your valuables if they are stolen or damaged.
You will be protected if someone falls or injures themselves in your home.
Your personal belongings will be protected if your home suffers water damage.
You Need Liability Protection
As mentioned, renters insurance will also specifically protect you if someone is injured or falls while they are in your home; this form of insurance protection is well worth spending an extra $20 per month because, the average award after a lawsuit can amount to tens of thousands of dollars.
What Exactly Does Renters Insurance Protect?
Your renters insurance will protect you if your personal belongings are stolen or damaged, especially if items like your furniture, clothing, television, computer, iPod, jewelry and other musical equipment are stolen or damaged.
Yes, your renters insurance will provide you with adequate insurance protection, just like your Central Oregon Car Insurance and you will be specifically protected if your personal belongings are damaged due to fire, lightening, windstorm, smoke, vandalism or possible malicious mischief.
Get a Free Renters Insurance Quote
You’ve done the right thing by having Central Oregon Car Insurance but what about renters insurance? If you don’t currently have renters insurance and are renting a home, apartment or condo in a Central Oregon town like Bend or Redmond, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.