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Do This before Choosing That Dirt Cheap Central Oregon Car Insurance Quote

Do This before Choosing That Dirt Cheap Central Oregon Car Insurance Quote

Central Oregon Car Insurance

By Tye Farnsworth

There’s no denying that in 2016 budgets are tight and many families are having a hard time paying the bills. Sadly one of the most common things that is sacrificed is Central Oregon Car Insurance which results in the average family choosing a dirt cheap car insurance quote to cut costs.

If you find yourself in the position of choosing a dirt cheap Central Oregon car insurance quote please read this blog post and make sure you follow these tips before choosing a new car insurance company.

#1 – Always Watch Out for Fraud

Before saying yes to a new Central Oregon car insurance company make sure that you take the time to research the company, including the agent online to verify that there are not any accusations of fraud or unscrupulous behavior tied to that insurance provider.

Confirm that the car insurance company uses insurance agents who are licensed in the state of Oregon, use realistic documents, provide proof insurance cards and other documentation that you would find a normal insurance company.

#2 – Be Wary About Sacrificing Coverage

Although you may be tempted to choose a cheap Central Oregon car insurance policy, the reality is that you should without a doubt think twice before choosing cheap car insurance especially if you recently purchased or leased a new vehicle because many companies will require you to have full coverage on that vehicle or you could risk voiding the terms of your lease / contract.

#3 – Don’t Be Pressured To Buy Now

Before saying yes to signing up with for a new Central Oregon car insurance policy make sure that you’re not pressured to buy now. You should take your time to investigate agents and insurance companies before agreeing to sign up for an insurance policy with any company because ultimately it’s your vehicle, your life, and financial future online should you get into a car accident and be relying on your car insurance policy.

Get Central Oregon Car Insurance

For an affordable central Oregon car insurance quote contact the Farnsworth agency today by calling us at area code 541-318-835 or click here to contact us online.

The Things You Need To Know About Central Oregon Car Insurance

The Things You Need To Know About Central Oregon Car Insurance

Dodge Caravan

By Tye Farnsworth

BEND, Ore. – Are you planning on searching for more affordable Central Oregon Car Insurance? If so, you’ve come to the right place.

In this article we will provide you with things you need to know about Central Oregon Car Insurance so you can be better prepared to find the best car insurance deal regardless if you buy car insurance in Bend or elsewhere across Central Oregon.

Central Oregon Car Insurance Prices

Although you may be paying more for car insurance in Central Oregon right now than you should you can find a great deal on car insurance simply by taking the time to search online for multiple car insurance prices and then contact those insurance providers individually for price quotes.

Remember that the price you will eventually pay for Central Oregon Car Insurance will be based on your age, driving record and some companies may also offer you a higher or lower quote based on your marital status and credit score.

You can lower your car insurance premium by asking for a bundled rate or a price for having all of your insurance policies with the same company and you should also consider driving fewer miles per year as well to save on vehicle maintenance and insurance costs.

It Pays To Have Car Insurance

Did you know that one car accident can literally cost you tens of thousands of dollars to recover from? This is why it literally pays to have Central Oregon Car Insurance because most liability only car insurance policies cost less than $50 per month and any family can afford that.

Another great way to get a lower car insurance premium is to understand how your older vehicle will affect your car insurance premium:

  • An older car usually has a lower resale value, which can be helpful on states like South Carolina, where insurance is based on value of the car. In Florida, however, because an older car has fewer safety accommodations, the same car would be more expensive to insure than a new car.

  • High-end cars mean higher premiums. Particularly foreign cars that require dealer parts mean higher insurance rates because they cost more to repair.

  • Bigger motor means bigger cost. Cars with more powerful motors are designed for speed and, when you buy one, your insurance company assumes you plan to drive it fast and assesses your policy as a greater risk.

  • Theft risk matters. Insurance rates depend on a good many factors, even including the rate of theft for certain makes and models of car, independent of the actual value of the vehicle.

Source – Wikihow 

Get Central Oregon Car Insurance

To get an affordable car insurance quote contact the Farnsworth Agency today by CLICKING HERE or calling us at (541) 38-8835.

Don’t Forget Central Oregon Car Insurance Costs When Shopping For a New Car

Don’t Forget Central Oregon Car Insurance Costs When Shopping For a New Car

Pink piggy bank surrounded by stacks of gold coins.

By Tye Farnsworth

CENTRAL OREGON – One of the most important things you can do when shopping for a new car is to think about the Central Oregon Car Insurance cost associated with that car BEFORE you agree to purchase it.

Big Difference in Pricing

Thanks to a recent study by WalletHubFound we know that car insurance prices can vary by up to 39 percent, or more, depending on the make and model of the vehicle.

When you choose a new vehicle your Central Oregon Car Insurance premium will also vary in price based on a variety of factors including: your driving experience, your job, where you live, make and model of the vehicle you are purchasing and how many miles per year you drive.

Cost Of Vehicle Also Matters?

The WalletHubFound survey also found that 22 percent of insurance premiums that they track were also tied to the cost of the vehicle as well.

What’s interesting about these car insurance statistics is that the WalletHubFound statistics also found that it’s actually more expensive to insure a three year old sedan versus insuring a new sedan in the same price range.

Sports Cars Expensive To Insure

If you’re planning on buying a new sports car it’s not surprise that the WalletHubFound survey revealed that sports cars are more expensive to insure than sedan and they are 24% more expensive to insure SUV’s and crossover vehicles.

Toyota Camry Versus Honda Accord

Are you planning on buying a Toyota Camry versus a Honda Accord?

What’s interesting about Camry vs. Accord is that the Toyota Camry costs $2,787 to insure for one year while the Honda Accord costs just $2,550 to insure for one year, even with identical coverage.

Get a Central Oregon Car Insurance Quote

Before you purchase a new vehicle it’s time to get a Central Oregon Car Insurance quote, contact the Farnsworh Agency today by calling us at (541) 318-8835 or click here to connect with us online.

Central Oregon Car Insurance Tips – How to Get Your Vehicle Ready For Fall

Central Oregon Car Insurance Tips – How to Get Your Vehicle Ready For Fall

ford fusion 2014

First day of fall is Tuesday September 23rd 2014. Make Sure your vehicle is ready!

By Tye Farnsworth

As a long-time resident of this area I know that weather here can change literally overnight once fall arrives that’s why I encourage everyone who has Central Oregon Car Insurance to make sure their vehicles are prepared for fall by following these simple tips.

Tip 1 – Purchase New Wiper Blades

One of the great things about fall is that we can expect some rainfall and even snow flurries that’s why it’s important for you to purchase new wiper blades for your vehicle now because your wiper blades play an important role in keeping your windshield clear when you are on the road.

Tip 2 – Get Your Tires Ready

If you’re a regular driver in Bend, Prineville, Redmond or Sunriver, and you have Central Oregon Car Insurance, you know that each of these towns will get some amount of snowfall during the fall and winter months.

To prepare for snowfall make sure that you have all weather tires and they are rotated and balanced.

For those drivers who have studded tired or snow tires it’s important to make sure that those tires are taken out of storage and can be put on your vehicle at a moment’s notice.

Tip 3 – Oil Change & Tune Up

Fall is usually a great time for oil changes and tune ups because, it’s the midway point before the beginning of the New Year.

Take your vehicle in for a quick oil change and if you haven’t had your car or truck tuned up in a while get a tune up because, this will help your vehicle to perform more efficiently during the colder months.

To learn more great tips which will help you to get ready for fall and winter, or to get an affordable Central Oregon Car Insurance Quote, contact me, Tye Farnsworth, owner of the Farnsworth Agency today by calling me at (541) 318-8835 or click here to contact me online.

Central Oregon Car Insurance News – Best Online Resources for Your Next Road Trip

Central Oregon Car Insurance News – Best Online Resources for Your Next Road Trip

roadtrip

By Tye Farnsworth

It’s June and summer is officially here in Bend and with the warmer weather it’s time to hit the road to take a road trip and see the beauty of central Oregon.

Before hitting the road, make sure that you have your Central Oregon Car Insurance up to date and to save you time and money you might want to consider using the following resources.

TripTik Travel Planner

This resource makes planning a trip anywhere in the United States super easy. With the TripTik Travel Planner you will be able to map the best routes, find gas stations, track the latest gas prices for the area that you’re traveling in, find the most affordable place to stay and so much more.

Road Trip America

With the Road Trip America resource, you will have another awesome tool at your fingertips because, it will enable you to plot the best itinerary for your trip, access the latest maps for the area that you’re traveling and also fine points of interest that would be great places to stop, take pictures and enjoy a nice break before you reach your destination.

The Bathroom Diaries

If you’re like me, one of the most important parts about going on a road trip is knowing where all the bathrooms are. Thankfully, with the Bathroom Diaries you will be able to easily find were the best restrooms anywhere in the United States, especially if you’re traveling an area where they don’t have a lot of rest stops.

The Bathroom Diaries is also a great resource because, every restroom facility that’s listed in this resource has been rated by actual users of those facilities and ratings are based upon things like accessibility, cleanliness and of course changing tables if you have babies.

Roadside America

Another fun part about taking a road trip is stopping and seeing all the awesome oddities that you might encounter and with Roadside America you will be able to see all the best roadside oddities no matter what part of the country that you traveling through.

For example, everyone is familiar with Oil Can Henry’s, the famous will change franchise in the state Oregon, well thanks to Roadside America we know that the world’s largest pig hairball is located in Mt. Angel, just five miles away from the Oil Can Henry’s location in Silverton Oregon.

Need Central Oregon Car Insurance?

For more tips on how to safely plan for your next road trip, or to get an affordable Central Oregon Car Insurance quote, contact me, Tye Farnsworth, owner of the Farnsworth Agency today by calling me at 541-318-8835 or click here to start your quote online.

If found the content in this post helpful, please consider sharing it with your social media friends and followers especially if they live in Central Oregon.

How College Students Can Save Money On Central Oregon Car Insurance?

How College Students Can Save Money On Central Oregon Car Insurance?

central oregon car insurance fronting
Saving money on Central Oregon Car Insurance is easier than you think if you are a college student.

By Ty Farnsworth / Farnsworth AllState Insurance Agency

Saving money is something that every college student is focused on doing because, while we are in college we are paying money for tuition, loans, food and other basic living expenses.

Sadly Central Oregon Car Insurance sometimes gets cut out of the college student’s budget and they are left to drive uninsured until they get a ticket or buy new insurance later on but the reality is that keeping a car insurance policy active doesn’t have to be impossible if college students follow these simple tips.

Get Good Grades. The first step to saving money on Central Oregon Car Insurance for any college student who lives in a town like Bend, Prineville, Remond or Sunriver is for them to get good grades.

A good student discount can save any student hundreds of dollars per year off their Central Oregon Car Insurance costs and enable them to have a little extra money each month for relaxing after they’ve spent a long day in classes or studying.

Drive Safely. The next way college students who have Central Oregon Car Insurance can save money on their car insurance is for them to drive safely and most important of all drive soberly!

Driving safely will lead to a safe driver discount and this can also save any Central Oregon resident hundreds off their Central Oregon Car Insurance Costs.

Stop Car Insurance Company Hopping

College students can save the most money on Central Oregon Car Insurance when they stop switching the car insurance companies every six months to 1 year.

This tip is important because, car insurance companies factor in the Central Oregon Car Insurance premium that you pay based on factors like your credit score, grade point average, driver safety record and how long you’ve been with your current car insurance company.

Stick with your current car insurance company (if they have a low rate) and you can save hundreds per year in car insurance costs the next time you switch to another insurance company.

For all of your Central Oregon Car Insurance needs contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

5 Tips for Saving Money on Central Oregon Car Insurance

5 Tips for Saving Money on Central Oregon Car Insurance

Central Oregon Car Insurance

Trying to save money on Central Oregon Car Insurance? It’s a lot easier than you think and saving money on car insurance is simple too if you follow these three steps.

Step 1 – Search for Financial Stability

When choosing an Insurance company it’s important to choose a Central Oregon Car Insurance policy with a company that’s financially stable and offers you the best insurance coverage for your investment.

This step is important because, although it may be a popular trend to purchase car insurance policies at stores like Walmart in 2014 it’s best to really take the time to research a car insurance company and verify their safety, financial stability plus any consumer complaints so you don’t get left with a lack of insurance when you really need it the most.

Step 2 – Take a Drivers Safety Course

Yes you may be a safe driver and have never had a car accident since you’ve been driving but the reality is that you can easily lower the car insurance premium that you pay just by taking a safe driver course because, car insurance companies reward safe drivers with lower premiums.

Step 3 – Choose a High Deductible

Another great way to save money on car insurance is to choose a high car insurance deductible because, this will mean that you will pay less money on your premium every month but you should also focus on saving money because, you will need to pay the higher deductible when it comes time to actually use your policy.

For all of your car insurance needs contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your car insurance quote online.

You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

central oregon car insurance

You may have Central Oregon Car Insurance for your vehicle but, if you rent a home, apartment, town home or condo anywhere in this part of Oregon do you have renters insurance?

Sadly, most people who rent will tell you that they don’t have renters insurance and they only find out too late that they really needed renters insurance when there is a fire or natural disaster in their homes and they are displaced and they will end up having to cover those relocation costs as well.

What Else Does Renters Insurance Cover?

As with Central Oregon Car Insurance, Renters Insurance covers a variety of things that you would never expect that it covers including:

  • Water Damage
  • Vandalism
  • Theft
  • Electrical problems that cause damage to your home
  • Smoke damage
  • Fire damage

>>>>Need a renters insurance quote? Contact us by clicking here <<<<

Cash Value and Replacement Costs

Another great benefit of having renters insurance is that if any of the items in your home are either damaged or destroyed you could be paid the replacement costs or cash value of your personal items and this means that you don’t have to face the prospect of paying any out of pocket costs to replace those items with your money.

Central Oregon Car Insurance is an important part of the lives of drivers here in Oregon but renters insurance is not, hopefully that will change though in the future especially once more renters become aware of the fact that renters insurance is very affordable and can save them thousands of dollars if they ever need to tap into it after damage to their homes.

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

Click here to read another great Central Oregon Car Insurance article. 

central oregon car insurance quote
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Central Oregon Car Insurance News – Premiums Up By 3% across United States

Central Oregon Car Insurance News – Premiums Up By 3% across United States

woman hands holding blue car isolated on white background

Central Oregon Car Insurance is still affordable in Oregon but, sadly, car insurance has gone up by at least 3% in every state, including in Michigan where it rose almost 10% in the last year and Georgia where car insurance premiums rose by close to 6%.

Why Are Premiums Going Up?

Thanks to the insurance.com report we know that car insurance premiums have risen in many states for a variety of reasons including natural disasters.

In a recent interview, Perr & Knight CEO Tim Perr said this about rising car insurance premiums “the country-wide auto coverage rise is likely due to repair costs rising with inflation (the 2013 national inflation rate was 1.6%, according to government figures”.

How To Do You Lower Your Central Oregon Car Insurance Premium?

If you feel that your Central Oregon Car Insurance premium is high you can lower your car insurance payments simply by doing the following:

  • Pay annually versus monthly.
  • Drive fewer miles per year.
  • Bundle your car insurance with your other policies.
  • Ask for car insurance discounts.
  • Maintain good credit.
  • Drive safely.

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online. 

Simple Ways for Saving Money on Central Oregon Car Insurance

Simple Ways for Saving Money on Central Oregon Car Insurance

ford f150

It doesn’t matter if you live in Bend, Redmond, Prineville, Madras or Sunriver; you need Central Oregon Car Insurance if you want to drive legally on the roads of Oregon.

In today’s post were going to cover simple things that you can do to save money on Central Oregon Car Insurance so you can have more money at the end of the month instead of more month than money.

Pay For Your Policy Upfront

Even though you may want to pay monthly for your car insurance did you know that most insurers will charge you $10 extra per month for this privilege?

Instead of paying monthly why not save money if you are able and pay it every 6 months or annually? This simple tip can save you at least $120 per year on Central Oregon Car Insurance.  

Ask Your Employer for a Discount

Did you know that most employers will offer their employees car insurance discounts?

Before paying for your car insurance premium yourself make sure you ask your boss or HR department in your company with help in saving money on car insurance.

Maintain Good Credit

Always make sure that you do your best to pay your bills on time each month because, keeping a good credit score can also save you $120 or more per year because, insurers frequently use a credit score as part of their criteria when calculating premiums.

Bundle Your Insurance Policies

Last of all, but most important, always make sure that you bundle all of your insurance policies with your Central Oregon Car Insurance company because, not only will having all of your policies with one company save you time, it will also save you money each month as well.

Click here to read more Central Oregon Car Insurance news!

To learn more ways to save money on Central Oregon Car Insurance, or to get an affordable insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or CLICK HERE to start your payment online. 

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