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Reasons to Leave Your Central Oregon Car Insurance Company

Reasons to Leave Your Central Oregon Car Insurance Company

By Tye Farnsworth

BEND, Ore. – In 2017, most families are still on fixed incomes and paying for Central Oregon Car Insurance can become a burden especially if there are multiple drivers in the family, and one of those drivers is under the age of 25.

Thankfully, there are many affordable options for car insurance available today so if you’ve been thinking about leaving your car insurance company you should make the switch especially for these reasons.

Reason #1 – Your Rates Keep Going Up and It’s Not Your Fault

Have you experienced a Central Oregon Car Insurance rate increase in the last two years? If so, this is the first reason to switch to a new car insurance company because rate increases that are not the result of you getting into a car accident or injury shouldn’t be tolerated especially since there are many options for car insurance out there for you to choose from.

Reason #2 – You Want to Bundle Your Policies but Your Car Insurance Company Doesn’t Bundle

Another great reason to switch Central Oregon Car Insurance policies is when you want to bundle all of your policies with one company and your insurance company won’t offer you a bundle rate.

Bundling your insurance policies together will save you money each month and it makes sense to choose a car insurance company who wants to earn your business by offering you an affordable bundle rate.

Reason #3 – It’s Impossible Reaching Your Central Oregon Car Insurance Agent

Last of all, but most important, lack of customer service is another great reason to switch to a new car insurance company especially if you are unable to speak with a live person or get your car insurance questions answered in your time of need.

At the Farnsworth Agency, we’re located right here in Bend Oregon and have live representatives available to talk with you over the phone or in person, during normal business hours, should you need assistance with your car insurance questions or policy.

Get Central Oregon Car Insurance Here

For affordable Central Oregon, Car Insurance contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to get a car insurance quote online.

Tips To Save Money on Central Oregon Car Insurance

Tips To Save Money on Central Oregon Car Insurance

Get A Car Insurance Quote – Click Here!

By Tye Farnsworth

BEND, Ore. – Are you searching for ways to save money on Central Oregon Car Insurance? If so, you’ve come to the right place!

Ask any driver and they will tell you that they want to save money on car insurance because nobody likes to spend more than they should on insuring their vehicle. Sadly, most drivers will overspend on car insurance because they don’t know that they can save money, that’s why in this article we will offer you simple tips for saving money on car insurance.

Tip #1 – Check Central Oregon Car Insurance Rates Annually

It doesn’t matter if you have Insurance Bend Oregon or Allstate Insurance, you should check Central Oregon Car Insurance rates annually because rates change every year and it doesn’t make sense to continue staying with the same insurance provider especially if you can cut hundreds of dollars per year off your car insurance bill.

Tip #2 – Choose a Top Rated Insurer

It doesn’t matter if you live in Bend, Redmond, Prineville or the surrounding area in Central Oregon; you owe it to yourself to choose a top rated insurer who will offer you the best Central Oregon Car Insurance possible for the lowest rates.

Before choosing an insurer you should review them online FIRST to make sure that their company has plenty of feedback from actual customers because “social proof” will give you confidence that you’re choosing the right car insurance company and negative online feedback can save you the hassle of choosing the wrong insurer.

Tip #3 – Pick the Right Deductible

Did you that if you choose a higher Central Oregon Car Insurance deductible you will be able to lower your car insurance premium by as much as 30%? This is a smart move to make especially if you haven’t had an accident and are a safe driver but it’s important to remember that if you choose this option you must be prepared to pay the full deductible before your car insurance kicks in.

Tip #4 – Ask For Discounts

Central Oregon Car Insurance discounts are an excellent way for you to save money on car insurance every month. You shouldn’t hesitate to ask for discounts including the safe driver, a good student, and a bundle discount because discounts are another excellent way for you to save hundreds on your car insurance premium every year.

Get Central Oregon Car Insurance

To get the most affordable Central Oregon Car Insurance contact me, Tye Farnsworth, by calling me at (541) 318-8835 or click here to connect with me online.

Should Your Get Minimum Central Oregon Car Insurance?

Should Your Get Minimum Central Oregon Car Insurance?

By Tye Farnsworth

BEND, Ore. – Should you get Minimum Central Oregon Car Insurance? The answer to this question is it depends on your personal situation including if you’re retired and only drive your car or truck in town and don’t use it for anything else during the course of a normal week.

Why You Should Get More than the Minimum Central Oregon Car Insurance

Going with the minimum Central Oregon Car Insurance doesn’t always pay off like some drivers may think especially if they use their vehicles for commuting to and from work, or drive more than the average amount of miles per year. One accident or one injury that you’re involved in could mean that you will not be properly insured and without adequate insurance, you could be taking a huge financial risk every time you get behind the wheel because just one accident could wipe you out financially.

Why Have More Than The Minimum?

The easiest way to calculate how much Central Oregon Car Insurance you really need is to think about your assets and what you cannot afford to lose because once you do this it will be easy to see that as responsible driver it makes sense to go with the most car insurance possible, especially if you’re married and have a family.

central oregon car insurance

Concerned About Cost? Ask For These Discounts

When applying for a new Central Oregon Car Insurance quote make sure you ask for these quotes: safe driver, good student discount and bundle discount because each discount can literally save you hundreds of dollars per year off your car insurance costs.

Get a Central Oregon Car Insurance Quote

To learn more about how much Central Oregon Car Insurance you really need to contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

3 Things You Need To Know About Central Oregon Car Insurance

3 Things You Need To Know About Central Oregon Car Insurance

Are you thinking about buying Central Oregon Car Insurance? If so, you’ve come to the right place! In this article, we will provide you with 3 things you need to know about car insurance so you will be better prepared before you purchase it.

#1 – The Color of Your Vehicle Doesn’t Matter When You Buy Central Oregon Car Insurance

Although it’s one of the most common car insurance myths the reality is that the color of your vehicle doesn’t matter when you get Central Oregon Car Insurance because insurance companies always quote a policy based on things like your driving record, age, job, accident history, previous history of car insurance and marital status.

#2 – How You Use Your Car or Truck Will Affect Your Car Insurance Policy

How often do you drive? What will you use your vehicle for? These are questions you will be asked when you apply for Central Oregon Car Insurance because, how you use your vehicle will ultimately affect how much money you’re going to pay each month for your car insurance policy especially if you use your vehicle for work or side jobs like deliveries.

central oregon car insurance

#3 – Your Car Insurance May Not Cover Everything

Last of all, but most important, your car insurance may not cover everything since the type of coverage you choose will only provide you with a set amount of coverage for collision, personal property damage, medical payments or damage from uninsured motorists so if you have significant assets that you can’t afford to lose, especially if you get into a car accident, it’s best to work with an agent who specializes in Central Oregon Car Insurance so they can answer all of your questions and help you choose the best insurance policy.

Get Central Oregon Car Insurance

For affordable Central Oregon, Car Insurance contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

Central Oregon Car Insurance – What Is Full Coverage Insurance?

Central Oregon Car Insurance – What Is Full Coverage Insurance?

By Tye Farnsworth

Get a car insurance quote quote online! Click here!

BEND, Ore. – Full coverage Central Oregon Car Insurance is a policy that offers drivers a “fair amount” of insurance protection including comprehensive, collision and liability coverage but what most people don’t know is that the term “full coverage” can also be misleading because depending on your current car insurance company you may not be covered fully especially if you need emergency road service, rental car coverage or gap coverage.

Should You Increase Your Central Oregon Car Insurance?

When it comes to your Central Oregon Car Insurance the best thing to do when thinking about your current car insurance coverage is to find out exactly what your type of coverage your current policy offers. You should then add on the additional coverage you need for your situation, and can comfortably afford because of you may have to pay out of pocket for expenses which came from a car accident if your policy didn’t full cover you.

Central Oregon Car Insurance

How Often Do You Drive?

If you’re retired, or only drive your vehicle on weekends, you may want to choose liability only car insurance because, this form of Central Oregon Car Insurance will protect you financially if you are found to be responsible for causing damage to another driver’s vehicle but it’s also important for you to know that liability only coverage will not cover you financially if you damage your vehicle, or yourself, during a car accident so it’s best to always pay for the amount of coverage that you will be able to comfortably pay for within your budget.

Get Central Oregon Car Insurance

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

We’re located at 1900 NE Division St Ste 111, Bend, OR 97701 and look forward to the opportunity of earning your business!

4 Surprising Things That Will Increase Your Central Oregon Car Insurance Premium

4 Surprising Things That Will Increase Your Central Oregon Car Insurance Premium

Get A Central Oregon Car Insurance Quote – Click Here!

By Tye Farnsworth

BEND, Ore. – You’ve been driving for a long time and may not have gotten into a car accident but, did you know that there are 4 surprising things that will increase your Central Oregon Car Insurance Premium?

#1 – Your Car Insurance History

Did you know that even though you may have been driving since age 16 you can still have a higher than normal car insurance premium, even if you haven’t gotten into an accident over the years because, if you’ve lapsed in coverage and have gone months or years between having car insurance some insurers may think that this is high risk behavior and they may raise your premium accordingly.

#2 – How You Drive

Another common thing that will raise car insurance premiums is how a driver drives their vehicle because, a vehicle that’s used for a high risk job could be a sign of high risk behavior and lead to the driver paying an additional 18% per year for car insurance.

Central Oregon Car Insurance

#3 – Non-Disclosed Accidents

You may have gotten into a “minor” fender bender years ago and not thought about it when you recently signed up for a Central Oregon Car Insurance policy but failing to disclose that accident can cost you since insurers dislike when people lie on their paperwork and they may raise your premium accordingly.

#4 – Central Oregon Car Insurance Companies Care if you’re married

Are you planning on getting married soon? Don’t forget to report it to your Central Oregon Car Insurance Company because they do care if you’re married since married drivers are seen as less of a risk on the road and they often pay less for car insurance than non-married drivers do.

Learn More

To learn more ways you can save money on Central Oregon Car Insurance, or for an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

Central Oregon Car Insurance – Avoid These Mistakes If You Switch Your Policy

Central Oregon Car Insurance – Avoid These Mistakes If You Switch Your Policy

By Tye Farnsworth

BEND, Ore. – Are you thinking about switching your Central Oregon Car Insurance policy to save money? If so, you’re not alone. Many people like you make the decision to change their car insurance policies every year to save hundreds of dollars off their insurance costs but they also make common mistakes when switching their car insurance policies that can cost them BIG.

In this article, we will share with you common mistakes you don’t want to make when switching your Central Oregon Car Insurance policy.

Mistake #1 – Not Reading What Your New Central Oregon Car Insurance Policy Actually Includes

This mistake is by far the most common one that people make when changing Central Oregon Car Insurance policies because they switch policies with the goal of saving money, but only realize too late that their new policy doesn’t offer them the same amount of car insurance coverage as their old policy did.

Before signing off on a new Central Oregon Car Insurance policy you should take the time to read the fine print of your new policy and make sure that you’re not only okay with the coverage, but that you will also have the coverage or options that you need (like roadside assistance) should you get into a car accident or your vehicle breaks down on the road somewhere.

Mistake #2 – Leaving the Dreaded Coverage Gap

When changing Central Oregon Car Insurance policies remember to always start your new car insurance policy as soon as your old one expires because a gap in coverage could be a recipe for disaster especially if you get into a car accident and find that you don’t have car insurance when you really needed it.

Central Oregon Car Insurance

Mistake #3 – Failing To Swap Out ID Cards

Last of all, but most important, when changing Central Oregon Car Insurance policies make sure that you swap out your ID cards because, those cards are the only proof that you’re really insured, and unless you have a mobile app downloaded to your phone from your car insurance company you will need the insurance ID cards to prove that you’re really covered.

Get Central Oregon Car Insurance Here

For an affordable Central Oregon, Car Insurance Quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

Will Your Central Oregon Car Insurance Policy Increase If You Add Your Teen?

Will Your Central Oregon Car Insurance Policy Increase If You Add Your Teen?

BEND, Ore. – Are you thinking about adding your teen driver to your Central Oregon Car Insurance policy? If so, you’re not alone. Many Central Oregon drivers are considering adding their teen drivers to their car insurance policies and many will be shocked at how their policies will increase.

Some Insurers Raise Rates By 150% or More

Sadly in 2016 some insurers are raising car insurance rates by as much as 150% or more when drivers add their teens to their Central Oregon Car Insurance policies and what’s even more shocking is that most insurance companies charge higher car insurance rates for boys than they do for girls, especially if the boy is 16 years old, because male drivers who are age 16 have a higher accident rate than other male drivers who are 18 and 19 years old.

Central Oregon Car Insurance
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How Can You Lower Your Central Oregon Car Insurance Premium?

Let’s say that you just recently added your teen driver to your Central Oregon Car Insurance policy and received your bill with a 200% increase, you can lower your car insurance premium by doing the following:

  • Get new car insurance – Start searching online for quotes, just make sure that the car insurance company you choose has an excellent rating with the Better Business Bureau and their Central Oregon Car Insurance policy will also cover you if you drive out of state.
  • Ask for discounts – Since most car insurance companies don’t offer discounts, you will have to ask for them and you shouldn’t hesitate to ask for discounts like: Good Student, Safe Driver or multi-vehicle discount.
  • Let your teen buy their own policy – Yes, teens can buy their own car insurance but it’s still going to be expensive for the average teenage driver in Central Oregon and may cost them up to $4,000 per year depending on the car insurance company they choose.
  • Ask your teen to take a defensive driving course – Although most people think that defensive driving courses are for the elderly, teens can take them as well, and once completed this course can save the average teen up to 15% off their car insurance premium.
  • Raise your deductible – Choosing this option can save you roughly $400 or more per year but you should be prepared to pay the higher deductible should your teen or another driver in your family get into a car accident.

Get a Central Oregon Car Insurance Quote

For an affordable Central Oregon Car Insurance Quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

 

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Did Your Central Oregon Car Insurance Premium Just Increase? Here’s what to Do Next

Did Your Central Oregon Car Insurance Premium Just Increase? Here’s what to Do Next

Save Money On Central Oregon Car Insurance Here!

If you just received your renewal from your Central Oregon Car Insurance Company and found that your premium increased you’re not alone. Many drivers across the United States have found that their car insurance premiums have increased by as much as 15% and they aren’t happy about it.

In this article we will share with you several tips you can use to lower your premium and save money on Central Oregon Car Insurance.

Tip #1 – Search for another Car Insurance Company

Although you may have been with your Central Oregon Car Insurance Company for year’s one important thing to remember is that if you’re paying more money for the same coverage, and you didn’t get into an accident, you owe it to yourself to search for more affordable car insurance so you can save money.

Tip #2 – Downsize Your Car Insurance Policy

Have you been sticking with a full coverage Central Oregon Car Insurance policy for some time even though your vehicle is more than five years old? In this case it makes sense to downsize from full coverage to a liability only care insurance policy so you can save money on car insurance every month.

Tip #3 – Ask For Bundle Discounts

Do you have multiple insurance policies including life insurance and homeowners insurance? If so, you should ask your Central Oregon Car Insurance Company if they offer a bundle discount if you decide to combine all of your insurance policies with the same company.

Central Oregon Car Insurance

Tip #4 – Are You A Safe Driver? Don’t Be Afraid To Ask For a Discount

Last of all, but most important, another important way you can save money on Central Oregon Car Insurance is by asking for a safe driver discount if you’ve not been in an accident or had a ticket within the last few years.

Get Central Oregon Car Insurance

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

 

Central Oregon Car Insurance
Get a car insurance quote. Click here!
5 Tips for Saving Money on Central Oregon Car Insurance after College

5 Tips for Saving Money on Central Oregon Car Insurance after College

Car Insurance after College

If you’re going to college right now, and you’re in your 20’s, you’re most likely paying more for Central Oregon Car Insurance than your peers because, younger drivers in their early 20’s typically pay more money for car insurance than older drivers, but the good news is that help is available and you can save money on car insurance after college by following these simple tips.

Tip #1 – Always Shop Around For Car Insurance

Did you know that you can easily save up to $1,000 per year simply by shopping around for low Central Oregon Car Insurance premiums instead of continuing to pay that same high car insurance premium every month?

Most people don’t shop around for low car insurance rates because they are afraid of offending a family member or friend that they may have bought insurance through but it’s important to remember the annual savings and how that can affect your life.

Tip #2 – Ask For Central Oregon Car Insurance Discounts

Always ask your Central Oregon Car Insurance Company for car insurance discounts like: safe driver and a discount for bundling all of your insurance policies with the same insurance company because car insurance discounts can easily save you hundreds of dollars per year.

Tip #3 – Inform Your Insurer of Major Life Changes

Once you turn age 25, get married, or start a family, you should always notify your insurance company because major life changes will help you to save more money on car insurance than you ever thought possible.

Tip #4 – Search for Usage Based Car Insurance

In today’s world many companies are offering driver’s usage based car insurance so you’re only paying for the miles that you actually drive. If your insurance company offers this type of Central Oregon Car Insurance you should ask for it because, usage based car insurance is another great way to save money on car insurance especially if you’re on a budget every month.

Tip #5 – Manage Your Credit Wisely

After college always manage your credit wisely, and pay your bills on time, because, doing both of these things have been proven to keep car insurance premiums low since insurers do verify an individuals credit, and often use this as another method of determining what their car insurance premium will be.

Get Central Oregon Car Insurance Here

For affordable Central Oregon Car Insurance contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to connect with us online.

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