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Reasons to Leave Your Central Oregon Car Insurance Company

Reasons to Leave Your Central Oregon Car Insurance Company

By Tye Farnsworth

BEND, Ore. – In 2017, most families are still on fixed incomes and paying for Central Oregon Car Insurance can become a burden especially if there are multiple drivers in the family, and one of those drivers is under the age of 25.

Thankfully, there are many affordable options for car insurance available today so if you’ve been thinking about leaving your car insurance company you should make the switch especially for these reasons.

Reason #1 – Your Rates Keep Going Up and It’s Not Your Fault

Have you experienced a Central Oregon Car Insurance rate increase in the last two years? If so, this is the first reason to switch to a new car insurance company because rate increases that are not the result of you getting into a car accident or injury shouldn’t be tolerated especially since there are many options for car insurance out there for you to choose from.

Reason #2 – You Want to Bundle Your Policies but Your Car Insurance Company Doesn’t Bundle

Another great reason to switch Central Oregon Car Insurance policies is when you want to bundle all of your policies with one company and your insurance company won’t offer you a bundle rate.

Bundling your insurance policies together will save you money each month and it makes sense to choose a car insurance company who wants to earn your business by offering you an affordable bundle rate.

Reason #3 – It’s Impossible Reaching Your Central Oregon Car Insurance Agent

Last of all, but most important, lack of customer service is another great reason to switch to a new car insurance company especially if you are unable to speak with a live person or get your car insurance questions answered in your time of need.

At the Farnsworth Agency, we’re located right here in Bend Oregon and have live representatives available to talk with you over the phone or in person, during normal business hours, should you need assistance with your car insurance questions or policy.

Get Central Oregon Car Insurance Here

For affordable Central Oregon, Car Insurance contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to get a car insurance quote online.

What to Look For In A Central Oregon Car Insurance Agent

What to Look For In A Central Oregon Car Insurance Agent

Are you thinking about changing car insurance policies to save money but aren’t sure what you should look for in a Central Oregon Car Insurance Agent? If so, you’ve come to the right place!

In this article, I will break down several things you should look for in an insurance agent just so you can have confidence that you’re hiring the most experienced agent for your money.

#1 – Experience

The first thing to look for in a Central Oregon Car Insurance Agent is their level of experience. You want to make sure you’re hiring an agent who is very knowledgeable about the insurance industry and will offer you the best car insurance premium for your needs, instead of trying to oversell you a car insurance policy that you’re not going to need.

One of the best ways to confirm the experience level of a Central Oregon Car Insurance Agent is to look them up online and see if there is any feedback from their current or past clients. You should also review social media websites like Facebook and Twitter to see if they have profiles there as well.

#2 – Service

Once you’ve confirmed the experience of a Central Oregon Car Insurance Agent you should next confirm their level of service and find out if they are available to take your call Monday through Friday during normal business hours, or if you’ll be put on hold when you call.

Another important way to confirm their level of service is to take the time to drive by their office and see if they are available to meet with you face-to-face.

Central Oregon Car Insurance Agent

#3 – Value

Last of all, but most important, when choosing a Central Oregon Car Insurance agent you should also look for value, and specifically ask them what they can do to offer you the most value for your money, because many insurance companies these days will offer you specific discounts and bundle values for doing business with them.

Contact A Central Oregon Car Insurance Agent

To contact a Central Oregon Car Insurance Agent call (541) 318-8835 or click here to connect with us online. We’re conveniently located at 1900 NE Division St Ste 111, Bend, OR 97701 and look forward to the opportunity of serving you!

Three BIG Misperceptions about Central Oregon Car Insurance

Three BIG Misperceptions about Central Oregon Car Insurance

car insurance

By The Farnsworth Agency

As long time insurance agents who specializes in Central Oregon Car Insurance we’ve seen many misperceptions about car insurance that the big insurance agencies or websites will write about.

In this post we will cover what those big misperceptions are and what you can do to save money off your Central Oregon Car Insurance bill.

#1 – A Speeding Ticket Means You Will Pay a Higher Car Insurance Premium

Thanks to recent insurance statistics from insurancequotes.com we know that under 20 percent of drivers in the United States who received a speeding ticket during the last five years actually saw an increase in their car insurance premiums.

#2 – Your Insurance Premium Will Go Down After Age 30

Although it would be great if your Central Oregon Car Insurance premium would go down once you reach age 30 the reality is that car insurance premiums typically go up for drivers, up to 49 years of age, if they have moving violations but they are less likely to rise once you reach age 50 or older.

#3 – The Color of Your Vehicle Affects Your Car Insurance Premium

One of the biggest car insurance myths over the years is that the color of your vehicle affects your car insurance premium.

This myth is false because your car insurance premium is based on criteria like age, job, miles you drive per year and of course how many accidents or convictions you may have had over the last 12 to 24 months.

#4 – Car Thieves Steal Newer Cars

You might think that your 2000 Dodge Caravan might be less likely to be stolen by a car thief but the reality is that older vehicles are more likely to be stolen than newer vehicles since older vehicles can be stripped of parts and those parts can also be sold online or offline.

Get a Central Oregon Car Insurance Quote

To get a Central Oregon Car Insurance Quote contact the Farnsworth Agency today by clicking here or calling us at (541) 318-8835.

You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

You Have Central Oregon Car Insurance But Do You Have Renters Insurance?

central oregon car insurance

You may have Central Oregon Car Insurance for your vehicle but, if you rent a home, apartment, town home or condo anywhere in this part of Oregon do you have renters insurance?

Sadly, most people who rent will tell you that they don’t have renters insurance and they only find out too late that they really needed renters insurance when there is a fire or natural disaster in their homes and they are displaced and they will end up having to cover those relocation costs as well.

What Else Does Renters Insurance Cover?

As with Central Oregon Car Insurance, Renters Insurance covers a variety of things that you would never expect that it covers including:

  • Water Damage
  • Vandalism
  • Theft
  • Electrical problems that cause damage to your home
  • Smoke damage
  • Fire damage

>>>>Need a renters insurance quote? Contact us by clicking here <<<<

Cash Value and Replacement Costs

Another great benefit of having renters insurance is that if any of the items in your home are either damaged or destroyed you could be paid the replacement costs or cash value of your personal items and this means that you don’t have to face the prospect of paying any out of pocket costs to replace those items with your money.

Central Oregon Car Insurance is an important part of the lives of drivers here in Oregon but renters insurance is not, hopefully that will change though in the future especially once more renters become aware of the fact that renters insurance is very affordable and can save them thousands of dollars if they ever need to tap into it after damage to their homes.

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online.

Click here to read another great Central Oregon Car Insurance article. 

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Central Oregon Car Insurance News – Premiums Up By 3% across United States

Central Oregon Car Insurance News – Premiums Up By 3% across United States

woman hands holding blue car isolated on white background

Central Oregon Car Insurance is still affordable in Oregon but, sadly, car insurance has gone up by at least 3% in every state, including in Michigan where it rose almost 10% in the last year and Georgia where car insurance premiums rose by close to 6%.

Why Are Premiums Going Up?

Thanks to the insurance.com report we know that car insurance premiums have risen in many states for a variety of reasons including natural disasters.

In a recent interview, Perr & Knight CEO Tim Perr said this about rising car insurance premiums “the country-wide auto coverage rise is likely due to repair costs rising with inflation (the 2013 national inflation rate was 1.6%, according to government figures”.

How To Do You Lower Your Central Oregon Car Insurance Premium?

If you feel that your Central Oregon Car Insurance premium is high you can lower your car insurance payments simply by doing the following:

  • Pay annually versus monthly.
  • Drive fewer miles per year.
  • Bundle your car insurance with your other policies.
  • Ask for car insurance discounts.
  • Maintain good credit.
  • Drive safely.

For an affordable Central Oregon Car Insurance quote contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to start your quote online. 

Will A Small Car Save You Money On Central Oregon Car Insurance?

Will A Small Car Save You Money On Central Oregon Car Insurance?

central oregon car insurance

If you’re over the age of 30 you most likely remember a time when drivers who had Central Oregon Car Insurance drove big cars that were called “boats” but times have changed and now many drivers are choosing smaller cars.

The question that many car shoppers have these days is “will a small car be the right choice for me?” and the answer is yes.

Not an “Econo Box”

Back in the 1980’s most small cars on the market looked like boxes that were unattractive but they got good gas mileage and they offered their owners affordable Central Oregon Car Insurance premiums.

These days times have changed and small cars are no longer “boxy” they are stylish, offer good fuel economy and the still are as affordable to insure as they once were.

One small car that’s been seen on the streets of Bend and Central Oregon is the Kia Forte; this car offers many benefits that you would find in a big car like: heated steering wheel, ventilated driver’s seat and a great sound system but best of all it’s affordably priced too.

40 Mpg and Then Some

A while back it almost seemed like you had to choose a Hybrid Car like the Toyota Prius to get good fuel economy but times have changed and now there’s plenty of great cars available like the Dodge Dart, Nissan Versa, Toyota Corolla and Dodge Dart that offer good fuel economy of at least 40 mpg on highways and they are all very affordable for Central Oregon Car Insurance premiums.

Easy Parking

Last of all, but most important, another great reason to but a small car like a Ford Focus or Honda Fit is that they are easy to park on any city street plus they are safe to drive during winter months on snowy roads so you can have confidence that the small car you choose will be right for you all year long.

To learn more about the best small cars for your budget, or to get an affordable Central Oregon Car Insurance Quote, contact the Farnsworth Agency today by calling us at (541) 318-8835.

What do you look for in a Central Oregon Car Insurance Agent?

What do you look for in a Central Oregon Car Insurance Agent?

central oregon car insurance agent

Are you interested in saving money on Central Oregon Car Insurance but don’t know how to get started?

You’ve come to the right place!

In today’s post were going to cover what you need to know in order to save money on your monthly car insurance premium so you can use that savings elsewhere in enjoy your life.

Change Car Insurance Policies

The first step to saving money on Central Oregon Car Insurance is to change car insurance policies especially if you’ve been with the same insurance company for more than two years and have gotten an affordable insurance quote elsewhere.

Ask For Car Insurance Discounts

If you’re married, been working at the same job for more than one year, have good credit, or are going to school and you’ve gotten good grades you should always ask for discounts.

At the very least you owe it to yourself to see which discounts you are entitled to because, one discount can easily save you hundreds per year in car insurance premiums.

Start Car Pooling More

Even though it may not be your first choice to carpool you can save hundreds of dollars per year in fuel costs and in your car insurance premium if you start car-pooling more and driving fewer miles per year.

Be a Safe Driver

Last of all, but most important, if you’re a safe driver and have never been in a car accident or it’s been years since your last car accident, you should ask for your safe driver discount because car insurance companies reward safe drivers and some companies may even pay you a reward for being a safe driver at the end of the year.

For more information on how to save money on Central Oregon Car Insurance, or to get an affordable car insurance quote, contact the Farnsworth Agency today by calling us at (541) 318-8835 or click here to get your get a personalized online quote. 

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