BEND, Ore. – It doesn’t matter if you live in Central Oregon, or elsewhere across Oregon, there are many car insurance scams out there that you have to watch out for including “ghost broker” scams.
What Is A Ghost Broker?
A ghost broker is often an individual who will set up a fake office online which will look real. These offices typically include an 800 number, physical address, and website address.
What’s shocking about ghost broker’s is that they have this car insurance scam down to a science and even have a real sounding office when you call their 800 number thanks to background sounds which can be downloaded to an iPod from the Internet.
Car Insurance Scams Exposed
A more well-known insurance scam is “cash for crash”, in which motorists with valid policies are targeted by criminals who stage accidents to claim on insurance. A variant is the “flash for cash” in which criminals – with the right of way – flash their headlights to encourage innocent drivers to keep going before plowing into them.
Then there’s the “swoop and squat” scam, which involves two cars. The “swoop car” cuts up the “squat car”, which brakes heavily and causes an innocent motorist to crash into the back of it, then drives off before anyone can make a note of its details.
Criminals often look for elderly or lone women drivers as potential victims, along with operators of commercial vehicles.
How to Protect Yourself from Car Insurance Scams
The best way to protect yourself from Car Insurance Scams is to verify that a car insurance company is legitimate before you sign a policy with them. One of the best ways to do this us by researching their business address online to see if it’s a physical address or mailbox, them reviewing the business on websites like Yelp or Facebook to see if any clients have left the business feedback or not.
Get an Insurance Quote Here
At the Farnsworth Agency, we’re experienced car insurance agents who are part of Central Oregon. You can find out office at 1900 NE Division St Ste 111, Bend, OR 97701, CLICK HERE to connect with us online or call us at (541) 318-8835.