Fall is here in Central Oregon and with the cooler weather it’s also a great time to review what you’re currently paying for car insurance and see if you can get a more affordable rate with another company.
Saving money on Oregon auto insurance is actually a lot easier than anyone thinks and the savings all comes from knowing what discounts to ask for.
Are You A Safe Driver?
Every auto insurance company has their own safe driving discounts; for example: some companies will offer you a discount if you’ve gone without an accident for a period of up to five years while other companies will offer you a lower deductible, for every year that you stay accident free.
Drive Less, Save More
One of the most common ways to save money on Oregon Car insurance is to drive less per year; this discount is also known as a low mileage discount and it will typically apply to any driver who drives less than 12,000 miles each year.
Be Rewarded For Your Good Habits?
If you’ve been wearing your seat belt since the first day that you started driving, you may qualify for a discount off your medical bills, if you were to get into an accident but were to be found wearing a seat belt. This also applies to the passengers in your vehicle who were wearing their seat belts at the time of the accident.
Time To Get Rid Of That Older Vehicle?
Many people who buy Oregon auto insurance don’t know that their older vehicle may be costing them more in insurance premiums ever year. For example: with Allstate, we will give you a 30% discount (or more) if you have a vehicle that contains passive restraints and you will qualify for other discounts too if your vehicle has anti-lock brakes and an anti-theft system so you will save more in insurance and other vehicle related expenses with a newer vehicle.
Contact The Farnsworth Agency
For more information on the auto insurance discounts that you qualify for, contact the Farnsworth Allstate insurance agency today at (541) 318-8835 or click here for a free online quote.