What Should Your Car Insurance Include?

What Should Your Car Insurance Include?

In today’s insurance marketplace we have many choices for car insurance including comprehensive, uninsured motorist, collision and personal injury but the BIG question is what should our car insurance include especially if we drive an older vehicle and don’t need a lot of car insurance?

Collision

This form of car insurance will cover any repairs that will need to be made to a driver’s vehicle after they get into an accident; before the car insurance company pays, the driver must pay a deductible that in many cases can cost up to $3,000 dollars or more (depending on insurance company and vehicle).

Comprehensive

With comprehensive insurance, the insurance company will pay any damage to the driver’s vehicle that is the result of an auto accident, which did not result in a crash. Comprehensive insurance is especially important for those drivers who own newer vehicles, and many leasing companies will not let someone take possession of a new vehicle until they’ve obtained full coverage insurance that included comprehensive coverage.

Uninsured Motorist

Every driver should have this form of insurance protection on their insurance policy because, uninsured motorist insurance will protect their vehicle if they get into an uninsured motorist and the insurance will pay the insured driver up to $3,500 in damages to their vehicle.

Personal Injury

Last of all, but most important is personal injury protection, with this form of insurance the insurance company will pay the driver for their medical expenses or wages that are lost as a result of their automobile accident. This coverage also extends to other passengers, who may have been riding in the vehicle if they sustained injuries that were the result of the car accident.

Get Car Insurance Here!

To learn more the right amounts of car insurance that you need and avoid going with the wrong type of car insurance because, it’s just cheap car insurance Oregon, contact the Tye Farnsworth Insurance agency today for a free car insurance quote at (541) 318-8835.

 

car insurance
Get great car insurance for an affordable price with the Farnsworth Agency.
Comments are closed.
Follow

Get every new post on this blog delivered to your Inbox.

Join other followers: