Oregon college students share the same concerns with college students in other states; the want to get good grades, stay on track with their studies, pay their bills on time and also have affordable car insurance, but many college students don’t know how to obtain affordable car insurance when in reality, it’s a lot easier than they think.
What Matters The Most?
Insurance companies are looking for one main thing when college students approach them for car insurance; they want to see that the student is making good grades in college because, good grades means that the student will be equally responsible when they are out driving on the roads of Oregon, and they are deserving of a discount to award their good driving behavior.
Although some college students may be tempted to drive the fastest, coolest car that they can own, the reality is that “high profile” cars are more likely to be stolen, that’s why most car insurance companies in Oregon will quote higher policies for college students who own vehicles that are more likely to be stolen, compared to those college students who own vehicles that are considered to be safer, and less likely to attract the attention of potential thieves.
Location, Location, Location
Another factor that insurance agencies use when quoting insurance policies to college students is how far the college student lives from work or school because, a greater distance means they will have to drive more and there’s a higher possibility of them getting into an accident compared to if they lived closer to their college.
Prove It To Them
Last of all, college students can get more affordable car insurance rates by proving to their insurer that they are a responsible driver by completing a defensive driving course or submitting their driving class certification to show their insurer that they’ve been properly trained to operate a motor vehicle and are less likely to get into an accident than their counterparts of the same age.
To get the most affordable car insurance quote for your Oregon college student, contact the team at the Tye Farnsworth Insurance Agency today at (541) 318-8835 or click here for a free, online quote.